Home / Beneteau / Monte Carlo 5
Beneteau Monte Carlo 5 insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Beneteau Monte Carlo 5: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Beneteau
- Type of boat
- motor yacht
- Length overall
- 15.13 m
- Built
- 2012 to 2023
Length from our boat catalogue for the 2012–2023 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€4,048 a year
or €370 a month if paid monthly
Liability and hull · boat value €479,000 (market value) · built 2018 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€4,388 a month
Purchase price €479,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Monte Carlo 5: cover, cost and conditions
How much does the name Beneteau Monte Carlo 5 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Beneteau Monte Carlo 5? It starts from €49 a year. For a Beneteau Monte Carlo 5 at the usual market value of €479,000 the premium is €4,048 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €3,899, liability for €149. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Beneteau Monte Carlo 5 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Beneteau Monte Carlo 5, number five.
What is a used Beneteau Monte Carlo 5 worth?
A used Beneteau Monte Carlo 5 built between 2015 and 2020 in average condition is typically worth
between €373,400 and €613,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2020 | €481,600 to €613,000 | €547,300 |
| 2019 | €454,700 to €578,700 | €516,700 |
| 2018 | €413,100 to €525,700 | €469,400 |
| 2017 | €373,400 to €475,200 | €424,300 |
| 2016 | €430,000 to €547,200 | €488,600 |
| 2015 | €406,100 to €516,900 | €461,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Monte Carlo 5;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau Monte Carlo 5.
Market today
For sale in October 2026
11
Typical asking price, 2018 boat
€493,300
Our value, 2018 boat
€469,400
Asking prices against our value
+5%
In October 2026 we found 11 boats of the Beneteau Monte Carlo 5 for sale.
Typical asking price for a 2018 Beneteau Monte Carlo 5: €493,300.
Our value for a Beneteau Monte Carlo 5 of that year: €469,400.
Asking prices for the Beneteau Monte Carlo 5 are about 5% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 12 boats of the Beneteau Monte Carlo 5 we found for sale most recently.
2019
15.24 m, Norway
2019
15.10 m, United Kingdom
2019
15.10 m, Spain
2019
15.10 m, Croatia
2018
Greece
2018
15.10 m, Spain
2015
United Kingdom
2015
15.10 m, Croatia
2015
15.09 m, international
2015
Turkey
2014
Croatia
year newer than our values
€360,000
Listing on scanboat.com ↗2014
Netherlands
year newer than our values
€419,000
Listing on scanboat.com ↗
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Monte Carlo 5?
Yes, the Beneteau Monte Carlo 5 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Beneteau Monte Carlo 5 cost?
It starts from €49 a year.
For a Beneteau Monte Carlo 5 at the usual market value of €479,000 the premium is €4,048 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €3,899, liability for €149.
Tariff as of 21.10.2026, your own boat may differ.
What your Beneteau Monte Carlo 5 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Beneteau Monte Carlo 5 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Beneteau Monte Carlo 5,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Beneteau Monte
Carlo 5 free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Beneteau Monte Carlo 5 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
