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Beneteau Oceanis Clipper 411 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Beneteau Oceanis Clipper 411 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 12.50 m
- Built
- 1994 to 2009
Length from our boat catalogue for the 1994–2009 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,397 a year
or €127 a month if paid monthly
Liability and hull · boat value €84,000 (market value) · built 2002 · North Sea, Baltic and Mediterranean
Finance, example
€770 a month
Purchase price €84,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis Clipper 411: cover, cost and conditions
Beneteau Oceanis Clipper 411: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Beneteau Oceanis Clipper 411: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Beneteau Oceanis Clipper 411 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis Clipper 411 at the usual market value of €84,000 the premium is €1,397 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,278, liability for €119. Tariff as of 20.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau Oceanis Clipper 411 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Beneteau Oceanis Clipper 411 worth?
A used Beneteau Oceanis Clipper 411 built between 1997 and 2006 in average condition is typically
worth between €63,900 and €103,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €81,700 to €103,900 | €92,800 |
| 2005 | €79,100 to €100,700 | €89,900 |
| 2004 | €79,200 to €100,800 | €90,000 |
| 2003 | €74,700 to €95,100 | €84,900 |
| 2002 | €73,800 to €94,000 | €83,900 |
| 2001 | €70,800 to €90,200 | €80,500 |
| 2000 | €74,100 to €94,300 | €84,200 |
| 1999 | €66,700 to €84,900 | €75,800 |
| 1998 | €65,700 to €83,700 | €74,700 |
| 1997 | €63,900 to €81,300 | €72,600 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis Clipper
411; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau Oceanis Clipper 411.
Market today
For sale in October 2026
21
Typical asking price, 2002 boat
€88,200
Our value, 2002 boat
€83,900
Asking prices against our value
+5%
In October 2026 we found 21 boats of the Beneteau Oceanis Clipper 411 for sale.
Typical asking price for a 2002 Beneteau Oceanis Clipper 411: €88,200.
Our value for a Beneteau Oceanis Clipper 411 of that year: €83,900.
Asking prices for the Beneteau Oceanis Clipper 411 are about 5% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 22 boats of the Beneteau Oceanis Clipper 411 we found for sale most recently.
2003
12.71 m, France
2003
Denmark
2002
12.34 m, Italy
2001
France
2001
12.34 m, France
2001
12.71 m, France
2000
12.34 m, France
2000
12.19 m, Greece
2000
Germany
2000
12.50 m, United Kingdom
2000
12.78 m, France
2000
Spain
1999
12.50 m, Norway
1999
12.34 m, Croatia
1999
12.71 m, international
1999
12.34 m, France
1999
12.50 m, Sweden
1999
12.60 m, Germany
1999
Sweden
1999
12.60 m, Sweden
1998
12.80 m, France
1998
12.34 m, France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis Clipper 411?
Yes.
Neither the make nor the model decides whether the Beneteau Oceanis Clipper 411 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau Oceanis Clipper 411 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau Oceanis Clipper 411 at the usual market value of €84,000 the premium is €1,397 a
year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,278, liability for €119.
Tariff as of 20.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau Oceanis Clipper 411 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau Oceanis Clipper 411 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau Oceanis Clipper 411 free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau Oceanis Clipper 411 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
