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Insuring Chantier Poncin
sailing boats and sailing yachts · several countries
Chantier Poncin: french builder of the Harmony sailing yachts. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
9,9 bis 16.1 m
Premium from
from €39 a year for liability
Worth knowing
Chantier Poncin; cover, cost and conditions
Chantier Poncin is the yard behind the Harmony yachts and is listed with 6 models, all sailing yachts. The range covers the Harmony 31, 34, 38, 42, 47 and 52. Recorded build years run from 2001 to 2016, lengths from 9.9 to 16.1 m.
Harmony yachts are cruisers for coastal passages and longer voyages. Two points matter for insurance: the cruising area must match the passages you plan, because a loss outside the agreed area is not covered. And the state of rig and shrouds counts, because material fatigue is treated as wear and is not covered.
NAMMERT insures Harmony yachts regardless of build year and place of purchase, including boats bought directly in France. If the boat is chartered out, that must be stated in the policy, because changing skippers alter the risk. You can calculate the premium for liability and hull cover in the online calculator in about 5 minutes.
Questions and answers
Frequent questions
What changes if I charter out my yacht?
Charter is commercial use. Liability towards guests, changing skippers and more operating hours are added. That belongs explicitly in the policy, otherwise the basis is missing after a loss.
How often should the rig be overhauled?
There is no fixed requirement; 15 to 20 years is usual. For insurance the rule is: a failure through material fatigue is wear, a failure caused by an event is covered.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Chantier Poncin, build years and cover
Harmony 52 is a sailing yacht from Chantier Poncin, built from 2003 to 2016.
Harmony 31 is a sailing yacht from Chantier Poncin, built from 2003 to 2015.
Harmony 34 is a sailing yacht from Chantier Poncin, built from 2002 to 2015.
Harmony 38 is a sailing yacht from Chantier Poncin, built from 2001 to 2015.
Harmony 42 is a sailing yacht from Chantier Poncin, built from 2002 to 2015.
Harmony 47 is a sailing yacht from Chantier Poncin, built from 2002 to 2015.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Chantier Poncin insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
