Cobalt 253 insurance: calculate your premium
Model page, insured as a motorboat
The Cobalt 253 is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Cobalt
- Type of boat
- motorboat
- Length overall
- 7.62 m
- Built
- 1994 to 2005
Length from our boat catalogue for the 1994–2005 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€617 a year
or €56 a month if paid monthly
Liability and hull · boat value €25,000 (market value) · built 1999 · 110 hp assumed · inland waters
Finance, example
€229 a month
Purchase price €25,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Cobalt 253: cover, cost and conditions
For the Cobalt 253 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Cobalt 253 starts from €49 a year. For a Cobalt 253 at the usual market value of €25,000 the premium is €617 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €508, liability for €109. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Cobalt 253 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Cobalt 253, number two hundred fifty-three.
What is a used Cobalt 253 worth?
A used Cobalt 253 built between 1997 and 2002 in average condition is typically worth between
€21,000 and €30,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2002 | €23,700 to €30,100 | €26,900 |
| 2001 | €22,300 to €28,500 | €25,400 |
| 2000 | €21,400 to €27,200 | €24,300 |
| 1999 | €21,900 to €27,900 | €24,900 |
| 1998 | €21,800 to €27,800 | €24,800 |
| 1997 | €21,000 to €26,800 | €23,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Cobalt 253;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Cobalt 253.
Market today
For sale in November 2026
3
Typical asking price, 2000 boat
€25,300
Our value, 2000 boat
€24,300
Asking prices against our value
+4%
In November 2026 we found 3 boats of the Cobalt 253 for sale.
Typical asking price for a 2000 Cobalt 253: €25,300.
Our value for a Cobalt 253 of that year: €24,300.
Asking prices for the Cobalt 253 are about 4% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Cobalt 253 we found for sale most recently.
1999
7.62 m, Italy
1998
7.65 m, Switzerland
1996
Netherlands
year newer than our values
€24,950
Listing on scanboat.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Cobalt 253?
Yes.
Whether we insure the Cobalt 253 depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Cobalt 253 cost?
For the Cobalt 253 the premium starts from €49 a year.
For a Cobalt 253 at the usual market value of €25,000 the premium is €617 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €508, liability for €109.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Cobalt 253, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Cobalt 253 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Cobalt 253 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Cobalt 253 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
