Insuring Cobalt Boats
motorboats and sports boats · the USA
Cobalt builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Cobalt Boats; cover, cost and conditions
Cobalt builds bowriders and sports boats between 6 and 9 metres in Kansas in the upper price segment, known for build quality and elaborate interiors with upholstery, teak surfaces and integrated galley modules. This equipment is the block of value that sets Cobalt apart from simpler bowriders, and in cases of hail, vandalism and water damage it is the most sensitive area.
Hail damage is a case that is regularly underestimated with open boats. A summer thunderstorm over a boat with an open cockpit hits upholstery, instruments and teak surfaces directly, and the boat cover protects against rain, not against hailstones. Hail is already covered under the limited hull cover. Anyone who keeps the boat outdoors should reflect the value of the upholstery and the equipment in the sum, not only the hull.
Questions and answers
Frequent questions
Is hail damage to upholstery and cockpit covered?
Yes, hail is already included in the limited hull cover. What matters is that the value of the equipment is reflected in the sum insured; with high-quality bowriders that is a considerable amount.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Cobalt, with value and cover
Cobalt 190 / 250 (classic) is a motorboat from Cobalt (the USA), built from 1968 to 1998, and today changes hands at between €7,000 and €30,000.
Cobalt R5 / R7 is a motorboat from Cobalt (the USA), built since 2012, and today changes hands at between €90,000 and €290,000.
Cobalt R / CS 20 to 30 is a motorboat from Cobalt (the USA), built since 2000, and today changes hands at between €45,000 and €220,000.
Cobalt R / CS Serie is a motorboat from Cobalt (the USA), built since 2010, and today changes hands at between €55,000 and €220,000.
Cobalt A29 / A36 is a motor yacht from Cobalt (the USA), built since 2012, and today changes hands at between €180,000 and €520,000.
Cobalt R3 / R5 / R6 Bowrider is a motorboat from Cobalt (the USA), built since 2012, and today changes hands at between €125,000 and €320,000.
Cobalt A29 / A36 Sport is a motor yacht from Cobalt (the USA), built since 2015, and today changes hands at between €420,000 and €880,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Cobalt insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
