Dehler 38 CWS insurance: calculate your premium
Model page, insured as a sailing yacht
Year, place of purchase and previous owners do not decide whether we insure the Dehler 38 CWS: we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Dehler
- Type of boat
- sailing yacht
- Length overall
- 11.80 m
- Built
- 1984 to 1992
Length from our boat catalogue for the 1984–1992 build years. Beam and engine are in your papers; what they record is what counts.
Finance, example
€440 a month
Purchase price €48,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dehler 38 CWS: cover, cost and conditions
How much does the name Dehler 38 CWS matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Dehler 38 CWS? It starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Dehler 38 CWS may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Dehler 38 CWS, number thirty-eight.
What is a used Dehler 38 CWS worth?
A used Dehler 38 CWS built between 1987 and 1989 in average condition is typically worth between
€41,300 and €57,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1989 | €45,200 to €57,500 | €51,300 |
| 1988 | €42,600 to €54,200 | €48,400 |
| 1987 | €41,300 to €52,500 | €46,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Dehler 38 CWS;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
3
Typical asking price, 1988 boat
€46,800
Our value, 1988 boat
€48,400
Asking prices against our value
−3%
In October 2026 we found 3 boats of the Dehler 38 CWS for sale.
Typical asking price for a 1988 Dehler 38 CWS: €46,800.
Our value for a Dehler 38 CWS of that year: €48,400.
The Dehler 38 CWS is offered about 3% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Dehler 38 CWS we found for sale most recently.
1989
Greece
1988
11.58 m, United Kingdom
1988
United Kingdom
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dehler 38 CWS?
Yes, the Dehler 38 CWS is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Dehler 38 CWS cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
What your Dehler 38 CWS costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Dehler 38 CWS appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Dehler 38 CWS,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Dehler 38 CWS free
of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Dehler 38 CWS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
