Fairline Phantom 41 insurance: calculate your premium
Model page, insured as a motor yacht
For us the Fairline Phantom 41 is a motor yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Fairline
- Type of boat
- motor yacht
- Length overall
- 12.38 m
- Built
- 1989 to 1998
Length from our boat catalogue for the 1989–1998 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,800 a year
or €164 a month if paid monthly
Liability and hull · boat value €93,000 (market value) · built 1994 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€852 a month
Purchase price €93,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Fairline Phantom 41: cover, cost and conditions
The premium for the Fairline Phantom 41 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Fairline Phantom 41 starts from €49 a year. For a Fairline Phantom 41 at the usual market value of €93,000 the premium is €1,800 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €1,651, liability for €149. Tariff as of 02.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Fairline Phantom 41 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Fairline Phantom 41, number forty-one.
What is a used Fairline Phantom 41 worth?
A used Fairline Phantom 41 built between 1992 and 1995 in average condition is typically worth
between €76,600 and €111,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1995 | €87,600 to €111,500 | €99,500 |
| 1994 | €83,300 to €106,100 | €94,700 |
| 1993 | €80,300 to €102,200 | €91,200 |
| 1992 | €76,600 to €97,600 | €87,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Fairline Phantom 41;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Fairline Phantom 41.
Market today
For sale in November 2026
3
Typical asking price, 1994 boat
€101,700
Our value, 1994 boat
€94,700
Asking prices against our value
+7%
In November 2026 we found 3 boats of the Fairline Phantom 41 for sale.
Typical asking price for a 1994 Fairline Phantom 41: €101,700.
Our value for a Fairline Phantom 41 of that year: €94,700.
Asking prices for the Fairline Phantom 41 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Fairline Phantom 41 we found for sale most recently.
1994
12.80 m, Sweden
1992
12.40 m, Switzerland
1989
13.49 m, United Kingdom
year newer than our values
€93,594
Listing on apolloduck.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Fairline Phantom 41?
Yes.
We accept a Fairline Phantom 41 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Fairline Phantom 41 cost?
Cover for the Fairline Phantom 41 starts from €49 a year.
For a Fairline Phantom 41 at the usual market value of €93,000 the premium is €1,800 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €500, paid annually.
Hull cover accounts for €1,651, liability for €149.
Tariff as of 02.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Fairline Phantom 41 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Fairline Phantom 41 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Fairline Phantom 41 through the switching service at no
cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Fairline Phantom 41 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
