Fairline Phantom 43 insurance: calculate your premium
Model page, insured as a motor yacht
The Fairline Phantom 43 (forty-three) is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Fairline
- Type of boat
- motor yacht
- Length overall
- 13.49 m
- Built
- 1996 to 2008
Length from our boat catalogue for the 1996–2008 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,296 a year
or €209 a month if paid monthly
Liability and hull · boat value €177,000 (market value) · built 2002 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,622 a month
Purchase price €177,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Fairline Phantom 43: cover, cost and conditions
For the Fairline Phantom 43 (forty-three) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Fairline Phantom 43 (forty-three) starts from €49 a year. For a Fairline Phantom 43 at the usual market value of €177,000 the premium is €2,296 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,147, liability for €149. Tariff as of 02.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Fairline Phantom 43 (forty-three) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Fairline Phantom 43, number forty-three.
What is a used Fairline Phantom 43 worth?
A used Fairline Phantom 43 built between 1999 and 2005 in average condition is typically worth
between €124,000 and €212,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €167,200 to €212,800 | €190,000 |
| 2004 | €162,600 to €207,000 | €184,800 |
| 2003 | €161,000 to €205,000 | €183,000 |
| 2002 | €156,100 to €198,700 | €177,400 |
| 2001 | €149,300 to €190,000 | €169,600 |
| 2000 | €140,600 to €178,900 | €159,800 |
| 1999 | €124,000 to €157,800 | €140,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Fairline Phantom 43;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Fairline Phantom 43.
Market today
For sale in November 2026
3
Typical asking price, 2002 boat
€219,000
Our value, 2002 boat
€177,400
Asking prices against our value
+23%
In November 2026 we found 3 boats of the Fairline Phantom 43 for sale.
Typical asking price for a 2002 Fairline Phantom 43: €219,000.
Our value for a Fairline Phantom 43 of that year: €177,400.
Asking prices for the Fairline Phantom 43 are about 23% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Fairline Phantom 43 we found for sale most recently.
2002
Sweden
2001
13.11 m, Norway
2001
Belgium
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Fairline Phantom 43?
Yes.
Whether we insure the Fairline Phantom 43 (forty-three) depends not on make or model but on type
of boat, year, value, engine output and cruising area.
What does cover for a Fairline Phantom 43 cost?
For the Fairline Phantom 43 (forty-three) the premium starts from €49 a year.
For a Fairline Phantom 43 at the usual market value of €177,000 the premium is €2,296 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €2,147, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Fairline Phantom 43 (forty-three),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Fairline Phantom 43 (forty-three) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Fairline Phantom 43 (forty-three) is cancelled by our switching service
at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Fairline Phantom 43 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
