Fairline Targa 45 GT insurance: calculate your premium
Model page, insured as a motor yacht
The Fairline Targa 45 GT (forty-five) is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Fairline
- Type of boat
- motor yacht
- Length overall
- 14.33 m
- Built
- since 2016
Length from our boat catalogue for the 2016–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€5,570 a year
or €509 a month if paid monthly
Liability and hull · boat value €666,000 (market value) · built 2021 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€6,102 a month
Purchase price €666,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Fairline Targa 45 GT: cover, cost and conditions
For the Fairline Targa 45 GT (forty-five) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Fairline Targa 45 GT (forty-five) starts from €49 a year. For a Fairline Targa 45 GT at the usual market value of €666,000 the premium is €5,570 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €5,421, liability for €149. Tariff as of 02.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Fairline Targa 45 GT (forty-five) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Fairline Targa 45 GT, number forty-five.
What is a used Fairline Targa 45 GT worth?
A used Fairline Targa 45 GT built between 2019 and 2025 in average condition is typically worth
between €421,300 and €1,128,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2025 | €886,700 to €1,128,600 | €1,007,700 |
| 2024 | €871,000 to €1,108,600 | €989,900 |
| 2022 | €682,100 to €868,200 | €775,200 |
| 2021 | €490,300 to €624,000 | €557,200 |
| 2020 | €447,900 to €570,100 | €509,000 |
| 2019 | €421,300 to €536,100 | €478,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Fairline Targa 45 GT;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 12% off the value of a Fairline Targa 45 GT.
Market today
For sale in November 2026
3
Typical asking price, 2020 boat
€630,300
Our value, 2020 boat
€509,000
Asking prices against our value
+24%
In November 2026 we found 3 boats of the Fairline Targa 45 GT for sale.
Typical asking price for a 2020 Fairline Targa 45 GT: €630,300.
Our value for a Fairline Targa 45 GT of that year: €509,000.
Asking prices for the Fairline Targa 45 GT are about 24% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 9 boats of the Fairline Targa 45 GT we found for sale most recently.
2025
14.08 m, Netherlands
2025
Netherlands
2024
France
2024
14.20 m, United Kingdom
2022
14.53 m, United Kingdom
2022
14.53 m, United Kingdom
2021
13.72 m, Norway
2021
14.54 m, Turkey
2021
14.17 m, United Kingdom
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Fairline Targa 45 GT?
Yes.
Whether we insure the Fairline Targa 45 GT (forty-five) depends not on make or model but on type
of boat, year, value, engine output and cruising area.
What does cover for a Fairline Targa 45 GT cost?
For the Fairline Targa 45 GT (forty-five) the premium starts from €49 a year.
For a Fairline Targa 45 GT at the usual market value of €666,000 the premium is €5,570 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €5,421, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Fairline Targa 45 GT (forty-five),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Fairline Targa 45 GT (forty-five) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Fairline Targa 45 GT (forty-five) is cancelled by our switching service
at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Fairline Targa 45 GT insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
