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Fairline Targa 45 Open insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Fairline Targa 45 Open as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Fairline
- Type of boat
- motor yacht
- Length overall
- 14.34 m
- Built
- since 2016
Length from our boat catalogue for the 2016–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€4,878 a year
or €446 a month if paid monthly
Liability and hull · boat value €581,000 (market value) · built 2021 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€5,323 a month
Purchase price €581,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Fairline Targa 45 Open: cover, cost and conditions
Fairline Targa 45 Open: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Fairline Targa 45 Open: On a motor yacht the drive and the electronics together make up about half the value. Both belong in the sum insured. The most expensive claim is grounding with consequential damage to shaft and gearbox, and that is full cover only.
What does cover for a Fairline Targa 45 Open cost? The premium starts from €49 a year. For a Fairline Targa 45 Open at the usual market value of €581,000 the premium is €4,878 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €4,729, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Fairline Targa 45 Open with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Fairline Targa 45 Open, number forty-five.
What is a used Fairline Targa 45 Open worth?
A used Fairline Targa 45 Open built between 2019 and 2022 in average condition is typically worth
between €481,200 and €774,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2022 | €608,200 to €774,000 | €691,100 |
| 2021 | €499,000 to €635,100 | €567,100 |
| 2020 | €523,500 to €666,300 | €594,900 |
| 2019 | €481,200 to €612,400 | €546,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Fairline Targa 45 Open;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 8% off the value of a Fairline Targa 45 Open.
Market today
For sale in November 2026
7
Typical asking price, 2020 boat
€705,500
Our value, 2020 boat
€594,900
Asking prices against our value
+19%
In November 2026 we found 7 boats of the Fairline Targa 45 Open for sale.
Typical asking price for a 2020 Fairline Targa 45 Open: €705,500.
Our value for a Fairline Targa 45 Open of that year: €594,900.
Asking prices for the Fairline Targa 45 Open are about 19% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Fairline Targa 45 Open we found for sale most recently.
2022
Spain
2022
Spain
2020
14.33 m, Denmark
2020
Denmark
2020
Denmark
2020
14.17 m, France
2019
14.53 m, United Kingdom
2019
14.33 m, Sweden
2019
Sweden
2023
14.53 m, United Kingdom
year newer than our values
€818,942
Listing on apolloduck.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Fairline Targa 45 Open?
Yes.
Neither the make nor the model decides whether the Fairline Targa 45 Open is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Fairline Targa 45 Open cost?
Cover starts from €49 a year.
For a Fairline Targa 45 Open at the usual market value of €581,000 the premium is €4,878 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €4,729, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Fairline Targa 45 Open vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Fairline Targa 45 Open is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Fairline Targa 45 Open free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Fairline Targa 45 Open insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
