Finngulf 36 insurance: calculate your premium
Model page, insured as a sailing yacht
The Finngulf 36 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Finngulf
- Type of boat
- sailing yacht
- Length overall
- 10.94 m
- Built
- 1985 to 2006
Length from our boat catalogue for the 1985–2006 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,048 a year
or €95 a month if paid monthly
Liability and hull · boat value €59,000 (market value) · built 1999 · North Sea, Baltic and Mediterranean
Finance, example
€541 a month
Purchase price €59,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Finngulf 36: cover, cost and conditions
For the Finngulf 36 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Finngulf 36 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Finngulf 36 at the usual market value of €59,000 the premium is €1,048 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €959, liability for €89. Tariff as of 04.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Finngulf 36 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Finngulf 36, number thirty-six.
What is a used Finngulf 36 worth?
A used Finngulf 36 built between 1988 and 2003 in average condition is typically worth between
€38,300 and €73,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2003 | €57,700 to €73,500 | €65,600 |
| 2002 | €57,100 to €72,700 | €64,900 |
| 2001 | €54,900 to €69,900 | €62,400 |
| 1999 | €52,100 to €66,300 | €59,200 |
| 1991 | €41,500 to €52,800 | €47,200 |
| 1989 | €39,400 to €50,100 | €44,700 |
| 1988 | €38,300 to €48,700 | €43,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Finngulf 36;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Finngulf 36.
Market today
For sale in November 2026
5
Typical asking price, 1999 boat
€65,600
Our value, 1999 boat
€59,200
Asking prices against our value
+11%
In November 2026 we found 5 boats of the Finngulf 36 for sale.
Typical asking price for a 1999 Finngulf 36: €65,600.
Our value for a Finngulf 36 of that year: €59,200.
Asking prices for the Finngulf 36 are about 11% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Finngulf 36 we found for sale most recently.
1991
Finland
1989
10.67 m, Sweden
1989
Finland
1994
Germany
year newer than our values
1987
Denmark
year newer than our values
€49,000
Listing on scanboat.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Finngulf 36?
Yes.
Whether we insure the Finngulf 36 depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Finngulf 36 cost?
For the Finngulf 36 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Finngulf 36 at the usual market value of €59,000 the premium is €1,048 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €959, liability for €89.
Tariff as of 04.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Finngulf 36, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Finngulf 36 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Finngulf 36 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Finngulf 36 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
