Insuring Finnmaster
motorboats and sports boats · Finland
Finnmaster builds motorboats and sports boats in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Finnmaster; cover, cost and conditions
Finnmaster builds bowriders, console boats and pilothouse boats in Finland and, with the Husky range, runs its own aluminium line. The boats are matched to Yamaha outboards and are trailered almost throughout. Between GRP and aluminium there is a difference in insurance terms that is often overlooked: aluminium dents, GRP breaks. A dent in an aluminium hull can be repaired, but cracking along weld seams after several impacts hardly can.
With aluminium boats, electrolysis is an additional issue. A shore power device connected incorrectly or a missing sacrificial anode eats away the hull at the drive and at the through-hull fittings within a single season. Corrosion damage arising from neglected anode maintenance is not covered, as it counts as wear and tear. Check the anodes every year, and have an isolating transformer or a galvanic isolator fitted for the shore power connection if you lie in salt water.
Questions and answers
Frequent questions
Is electrolysis on an aluminium hull insured?
No, corrosion and electrolysis count as wear and tear if anode maintenance has been neglected. An annual anode check and a galvanic isolator on the shore power connection are the effective precaution.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Finnmaster, with value and cover
Husky R6 / R7 is a motorboat from Finnmaster, built since 2015, and today changes hands at between €35,000 and €120,000.
Husky T6 / T8 is a motorboat from Finnmaster, built since 2015, and today changes hands at between €45,000 and €160,000.
Finnmaster 55 / 62 Bow Rider is a motorboat from Finnmaster, built from 2005 to 2020, and today changes hands at between €20,000 and €70,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Finnmaster insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
