Hanse 388 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Hanse 388 is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 10.99 m
- Beam
- 3.90 m
- Built
- since 2014
Manufacturer figures for the Hanse 388, 2026 model year; your own papers count.
Finance, example
€1,576 a month
Purchase price €172,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 388: cover, cost and conditions
The premium for the Hanse 388 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Hanse 388 starts from €39 a year for a sailing boat, from €49 for a motorboat. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Hanse 388 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Hanse 388, number three hundred eighty-eight.
What is a used Hanse 388 worth?
A used Hanse 388 built between 2017 and 2024 in average condition is typically worth between
€113,000 and €218,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €166,900 to €212,400 | €189,600 |
| 2023 | €172,000 to €218,900 | €195,400 |
| 2022 | €168,300 to €214,100 | €191,200 |
| 2021 | €157,100 to €199,900 | €178,500 |
| 2020 | €144,900 to €184,400 | €164,700 |
| 2019 | €135,100 to €172,000 | €153,500 |
| 2018 | €123,500 to €157,100 | €140,300 |
| 2017 | €113,000 to €143,800 | €128,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 388;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Hanse 388.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 388?
Yes.
We accept a Hanse 388 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Hanse 388 cost?
Cover for the Hanse 388 starts from €39 a year for a sailing boat,
from €49 for a motorboat and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Hanse 388 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Hanse 388 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Hanse 388 through the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Hanse 388 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
