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Laser ILCA 4 insurance: calculate your premium
Model page, insured as a sailing dinghy
We insure the Laser ILCA 4 as a sailing dinghy, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
sailing dinghy
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
4.23 m
Beam
1.37 m
Manufacturer figures for the Laser ILCA 4, 2026 model year; your own papers count.
Laser (ILCA) ILCA 4: cover, cost and conditions
The ILCA 4 is a dinghy with a length of 4.23 metres and a beam of 1.37 metres. It belongs to the model range ILCA 4 / ILCA 6, which has been built since 1971 up to the present day. This model does not yet sail in our portfolio, but it can be insured nonetheless.
With a dinghy without an engine the sail area takes the place of engine power, joined by value, year of construction, type of boat and cruising range. Club regattas are included from Basis-Plus onwards. Please tell us about races with scoring status when you take out the policy.
The trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover applies during launching, craning, in winter storage and while in transit. You can add it to the hull cover for a premium. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis.
Frequently asked
Are regattas covered as well?
For the Laser ILCA 4: Club regattas are included from Basis-Plus onwards.
You should state races with scoring status when you take out the policy,
so that they are correctly recorded in the contract.
Does a dinghy without an engine count for third-party liability at all?
Yes, for the Laser ILCA 4 too: Third-party liability with a limit of indemnity of 10 to 50 million
euros is the basis for a dinghy as well,
for instance in the case of damage to other boats or to jetties.
Other models by this make
Laser ILCA 4 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
