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Insuring Laser / ILCA: cover and premium
dinghies and small craft · several countries
Laser / ILCA builds dinghies and small craft in several countries. NAMMERT insures a Laser (ILCA) regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
dinghies and small craft
Typical sizes
4,2 m
Premium from
from €39 a year for liability
Worth knowing
Laser / ILCA; cover, cost and conditions
The Laser, today listed as ILCA, is the Olympic single-handed dinghy and one of the most widespread racing classes. One hull, three rig versions, strict one-design class rules. For the insurance this means a high share of racing, frequent transport and a manageable boat value.
Because ILCA sailors travel right across Europe to regattas, transport is the underestimated risk. A breakage while loading, a fall from the roof rack, a theft from the trailer at a motorway service area, those are the real cases, not the storm in the harbour. Full hull cover covers transport damage and theft; make sure that the trailer or launching trolley is included as well, because with us it runs along in the third-party liability free of charge from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Club races are included from the Basis-Plus tariff upwards. For races with ranking status and international championships, state this when taking out the policy so that the cover fits the use. Third-party liability starts at around 39 euros a year, and for a boat with which you regularly manoeuvre close to other boats near the starting line that is money well spent.
Questions and answers
Frequent questions
Is transport damage on the way to a regatta covered?
For Laser (ILCA): In full hull cover yes, and so is theft from the trailer.
With dinghies, transport is the more frequent path to a loss than the berth.
Are international championships insured as well?
For Laser (ILCA): Club races are included from Basis-Plus.
For races with ranking status and international championships,
state the use when taking out the policy.
The cover that fits
sailing dinghy insurance
Tariffs, cover and FAQ for sailing dinghy insurance in detail.
Third-party liability
The foundation for a boat from Laser (ILCA): damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Laser (ILCA), at replacement value with an agreed fixed value.
For the whole class of boat
For Laser (ILCA): What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Laser (ILCA) included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Laser (ILCA).
Current wind force and direction for your waters are shown on the Home.
Series by Laser (ILCA), with value and cover
ILCA Radial racing is a sailing dinghy from Laser (ILCA), built since 1995,
and today changes hands at between €5,000 and €11,000.
ILCA 4 / ILCA 6 is a sailing dinghy from Laser (ILCA), built since 1971,
and today changes hands at between €3,000 and €8,000.
ILCA 7 Standard is a sailing dinghy from Laser (ILCA), built since 1971,
and today changes hands at between €4,000 and €9,000.
As the ILCA Radial racing, ILCA 4 / ILCA 6 and ILCA 7 Standard by Laser (ILCA) series are still in
production, parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the ILCA Radial racing, ILCA 4 / ILCA 6, ILCA 7 Standard by Laser (ILCA) series:
Dinghies are mostly trailed and stored ashore,
and that is where most damage happens: rigging, strapping down and winter storage.
Models by Laser (ILCA) we insure
Each Laser (ILCA) model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Laser (ILCA) insured in five minutes.
Boat type, year built, length and value of your Laser (ILCA) are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
