Insuring Gumotex: cover and premium
dinghies and small craft · CZ
Gumotex builds dinghies and small craft in CZ. NAMMERT insures a Gumotex regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
CZ
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Gumotex; cover, cost and conditions
Gumotex builds inflatable kayaks in the Czech Republic from Nitrilon, a rubberised fabric that is considerably more robust than the PVC of cheap inflatable kayaks and withstands contact with rock and UV radiation for a long time. Swing, Twist and Framura are touring boats that fit into a rucksack when packed and still come close to hard-shell boats in handling.
For the insurance the quality of the material is relevant because it determines the service life. Nitrilon lasts twenty years and more; the ageing of the material is wear and tear and cannot be insured. What is insured is damage from outside: slitting on rocks or branches, tearing caused by floating debris, storm damage, theft. With a boat that is carried in a rucksack, theft is the most likely case.
We write inflatable kayaks in hull insurance, legal expenses cover and personal accident cover. We do not offer boat third-party liability for muscle-powered craft; as a rule your private liability insurance applies instead. Check it: not every private liability policy includes watercraft, and on white water or in busy waters a liability claim cannot be ruled out.
Questions and answers
Frequent questions
How long does a Nitrilon boat last?
For Gumotex: Twenty years and more if it is cared for.
The ageing of the material is wear and tear; damage from outside is covered.
Do you offer third-party liability for it?
For Gumotex: Not for muscle-powered boats;
as a rule your private liability insurance applies instead.
Check there whether watercraft are included.
The cover that fits
For Gumotex we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Gumotex, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Gumotex: the part that counts on a boat moved by muscle.
For the whole class of boat
For Gumotex: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Gumotex included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Gumotex.
Current wind force and direction for your waters are shown on the Home.
Series by Gumotex, with value and cover
Gumotex Pálava / Baraka (classic) is a canoe from Gumotex (Czechia), built from 1970 to 1998,
and today changes hands at between €1,000 and €4,000.
Gumotex Seawave / Solar is a kayak from Gumotex (Czechia), built since 2005,
and today changes hands at between €1,000 and €3,000.
Gumotex Palava / Scout is a canoe from Gumotex (Czechia), built since 2005,
and today changes hands at between €1,000 and €3,000.
Swing / Twist / Framura is a kayak from Gumotex (Czechia), built since 1990,
and today changes hands at between €1,000 and €4,000.
Framura / Solar is a kayak from Gumotex (Czechia), built since 2005,
and today changes hands at between €1,000 and €3,000.
Gumotex Schlauchkajaks Seawave / Palava is a motorboat from Gumotex (Czechia), built since 1990,
and today changes hands at between €600 and €1,800.
For the Gumotex Pálava / Baraka (classic) by Gumotex series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Gumotex Seawave / Solar, Gumotex Palava / Scout,
Swing / Twist / Framura by Gumotex and 1 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Gumotex Schlauchkajaks Seawave / Palava by Gumotex series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Gumotex Pálava / Baraka (classic) by Gumotex series:
On a canoe it is about theft and transit, plus accident cover for the person aboard.
For the Gumotex Seawave / Solar, Swing / Twist / Framura, Framura / Solar by Gumotex series:
On a kayak accident cover comes first; liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
For the Gumotex Palava / Scout by Gumotex series: On a canoe transport and storage are the risk,
not the water.
Theft from the roof rack is the most common case.
The Gumotex range in figures
These figures come from the model records we keep for Gumotex: boat type, build years and length,
nothing estimated.
- inflatable without engine
- 64 models, since 1994, mostly 2.6 to 4.5 m
Which model was built when?
What does a used Gumotex cost?
We hold today’s price ranges by year for 6 models by Gumotex.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Byboat 230 Hypalon | 2009 to 2014 | €1,200 to €2,100 |
| Byboat 230 Mirasol | 2009 to 2014 | €1,200 to €2,100 |
| Byboat 300 Mirasol | 2009 to 2014 | €1,400 to €2,300 |
| Gumotex Alfonso | 2017 to 2024 | €2,600 to €7,000 |
| Gumotex Ruby | 2015 to 2019 | €2,900 to €4,400 |
| UZC 440 Komplettversion | 2009 to 2014 | €6,300 to €9,200 |
Estimate from our boat records, October 2026.
Not a survey.
Gumotex insured in five minutes.
Boat type, year built, length and value of your Gumotex are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
