Insuring Mad River Canoe: cover and premium
dinghies and small craft · the USA
Mad River Canoe builds dinghies and small craft in the USA. NAMMERT insures a Mad River regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
dinghies and small craft
Typical sizes
4 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Mad River Canoe; cover, cost and conditions
Mad River Canoe builds touring canoes in the USA that have been among the well-known names of the North American canoe scene since the seventies, and the Explorer is the classic for river and lake trips. In Europe they are imports, mostly in polyethylene, with values in the low four-figure range.
With polyethylene canoes the question of value is the easier one and the question of repair the more important one. A crack is welded, and that does not always hold; with major hull damage a constructive total loss is close at hand. Set the sum insured according to the real replacement value including import; buying a replacement from the USA brings transport and duties back into the calculation.
With these boats the practical focus is on transport and storage. A canoe lives on the roof rack and spends the winter in the garage, and both are the source of the most frequent damage: point loading, deformation, storm damage outdoors. Transport damage with suitable equipment is covered, deformation caused by permanently incorrect storage is not. Store the boat on wide supports or hanging, not on two narrow trestles.
Questions and answers
Frequent questions
How do I store a canoe over the winter?
For Mad River: On wide supports or hanging, not on two narrow trestles.
Deformation caused by incorrect storage is a consequence of storage and is not covered.
What value should I set for a boat imported from the USA?
For Mad River: The replacement value including transport and import duties,
because buying a replacement costs the same as the original purchase.
The cover that fits
For Mad River we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Mad River, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Mad River: the part that counts on a boat moved by muscle.
For the whole class of boat
For Mad River: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Mad River included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Mad River.
Current wind force and direction for your waters are shown on the Home.
Series by Mad River, with value and cover
Mad River Explorer / Malecite is a canoe from Mad River (the USA), built from 1971 to 1998,
and today changes hands at between €1,000 and €4,000.
Mad River Explorer 16 / Adventure is a canoe from Mad River (the USA), built since 1995,
and today changes hands at between €1,000 and €4,000.
Explorer / Adventure is a canoe from Mad River (the USA), built since 1980,
and today changes hands at between €1,000 and €5,000.
For the Mad River Explorer / Malecite by Mad River series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Mad River Explorer 16 / Adventure and Explorer / Adventure by Mad River series are still in
production, parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Mad River Explorer / Malecite, Mad River Explorer 16 / Adventure,
Explorer / Adventure by Mad River series: On a canoe transport and storage are the risk,
not the water.
Theft from the roof rack is the most common case.
Mad River insured in five minutes.
Boat type, year built, length and value of your Mad River are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
