Insuring nortik (Faltbootwerft): cover and premium
dinghies and small craft · Germany
nortik (Faltbootwerft) builds dinghies and small craft in Germany. NAMMERT insures a nortik regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
nortik (Faltbootwerft); cover, cost and conditions
nortik builds hybrid folding boats that combine a frame with inflatable elements; scubi and argo are lighter and quicker to assemble than classic folding boats and are still suitable for touring in terms of handling. This construction brings both damage patterns with it: the frame of a folding boat and the chambers of an inflatable boat.
For hull insurance this means that two groups of components have to be considered. On the frame, breakage due to load is covered, ageing of the material is not. On the chambers, damage from outside is covered, ageing of the material is not. In practice the classification is usually clear: a broken tube after a capsize is an event, a porous air tube after fifteen years is wear and tear.
Because these boats are transported in a pack sack, theft is the relevant risk. Full hull cover covers theft from locked rooms and vehicles; for a boat that travels abroad with you, that is the most important point in practice. We do not write boat third-party liability for muscle-powered craft, so check your private liability insurance for the inclusion of watercraft.
Questions and answers
Frequent questions
Are frame and chambers treated in the same way?
For nortik: With both, the event is covered and the ageing is not:
a broken frame after a capsize yes, a porous air tube after fifteen years no.
Does the cover apply abroad?
For nortik: Within the agreed cruising range yes, including theft from locked rooms and vehicles.
For tours outside Europe, register the extension with us.
The cover that fits
For nortik we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a nortik, at replacement value with an agreed fixed value.
Personal accident cover
People on board a nortik: the part that counts on a boat moved by muscle.
For the whole class of boat
For nortik: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, nortik included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your nortik.
Current wind force and direction for your waters are shown on the Home.
Series by nortik, with value and cover
nortik scubi 1 / scubi 2 is a kayak from nortik (Germany), built since 2010,
and today changes hands at between €1,000 and €3,000.
nortik argo / trekraft is a kayak from nortik (Germany), built since 2012,
and today changes hands at between €1,000 and €3,000.
Scubi / Argo / Fold is a kayak from nortik (Germany), built since 2008,
and today changes hands at between €1,000 and €5,000.
As the nortik scubi 1 / scubi 2,
nortik argo / trekraft and Scubi / Argo / Fold by nortik series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the nortik scubi 1 / scubi 2, nortik argo / trekraft, Scubi / Argo / Fold by nortik series:
On a kayak accident cover comes first; liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
nortik insured in five minutes.
Boat type, year built, length and value of your nortik are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
