Insuring Prijon: cover and premium
dinghies and small craft · Germany
Prijon builds dinghies and small craft in Germany. NAMMERT insures a Prijon regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Prijon; cover, cost and conditions
In Rosenheim, Prijon builds kayaks from blow-moulded HTP plastic, a process that makes the hulls considerably stiffer and more impact resistant than rotationally moulded polyethylene. Seayak and Kodiak are sea kayaks for multi-day tours, and there is also a wide whitewater range. The choice of material is relevant for the insurance: HTP hulls withstand contact with rock that would damage a composite boat.
We insure kayaks in hull insurance, legal expenses cover and personal accident cover. We do not offer a separate boat third-party liability policy for muscle-powered craft; as a rule your private liability insurance applies instead, and you should check it on this point: not every private liability policy expressly includes watercraft. A call to your insurer settles this in five minutes and is the most important preparation.
The most frequent damage to sea kayaks does not occur on the water but during transport on the car roof and in storage. A kayak that sags on two supports over the winter deforms; that is a consequence of storage and is not covered. Covered are theft, storm damage, fire, transport damage and damage caused by collision. On tours the luggage can be included as accessories if it is stated in the application.
Questions and answers
Frequent questions
Do you offer third-party liability for kayaks?
For Prijon: Not for muscle-powered craft;
as a rule your private liability insurance applies instead.
Check there whether watercraft are included.
We do insure hull insurance, legal expenses cover and personal accident cover.
Is transport on the car roof covered?
Yes, for Prijon too: transport damage with suitable means of transport is included.
Use a proper carrier and secure the bow and the stern;
improper loading calls the cover into question.
The cover that fits
For Prijon we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Prijon, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Prijon: the part that counts on a boat moved by muscle.
For the whole class of boat
For Prijon: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Prijon included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Prijon.
Current wind force and direction for your waters are shown on the Home.
Series by Prijon, with value and cover
Prijon Taifun / Yukon Expedition is a kayak from Prijon (Germany), built from 1970 to 1998,
and today changes hands at between €1,000 and €3,000.
Prijon Yukon Expedition / Seayak is a kayak from Prijon (Germany), built since 1995,
and today changes hands at between €1,000 and €3,000.
Prijon Curare / Combi 359 is a kayak from Prijon (Germany), built since 1995,
and today changes hands at between €1,000 and €3,000.
Seekajak / Wildwasser is a kayak from Prijon (Germany), built since 1980,
and today changes hands at between €1,000 and €5,000.
Wildwasser / Touryak is a kayak from Prijon (Germany), built since 1990,
and today changes hands at between €1,000 and €3,000.
Seayak / Kodiak is a kayak from Prijon (Germany), built since 1995,
and today changes hands at between €1,000 and €3,000.
Prijon Seekajaks Kodiak / Barracuda is a motorboat from Prijon (Germany), built since 1980,
and today changes hands at between €1,200 and €3,200.
Prijon Wildwasser und Kanadier is a motorboat from Prijon (Germany), built since 1980,
and today changes hands at between €900 and €2,400.
For the Prijon Taifun / Yukon Expedition by Prijon series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Prijon Yukon Expedition / Seayak, Prijon Curare / Combi 359,
Seekajak / Wildwasser by Prijon and 2 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Prijon Seekajaks Kodiak / Barracuda and Prijon Wildwasser und Kanadier by Prijon series are
still in production, parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Prijon Taifun / Yukon Expedition, Prijon Yukon Expedition / Seayak,
Prijon Curare / Combi 359 by Prijon and further series: On a kayak accident cover comes first;
liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
Prijon insured in five minutes.
Boat type, year built, length and value of your Prijon are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
