Insuring Pyranha Kayaks: cover and premium
dinghies and small craft · the United Kingdom
Pyranha Kayaks builds dinghies and small craft in the United Kingdom. NAMMERT insures a Pyranha regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Pyranha Kayaks; cover, cost and conditions
Pyranha has been building whitewater kayaks in England since 1971 and is one of the brands that shaped the scene, and Ripper, 9R and Machno are creek and freestyle boats made of polyethylene for demanding whitewater. The area of use is the point that determines the policy: these boats are paddled where contact with rock and capsizing are part of everyday life.
For hull cover that means a clear boundary. Abrasion as intended, scratches and deformation from contact with rock are not a claim, they are the purpose of the boat. What is covered are events: the hull being slit open, a break after being pinned in a siphon, the loss of the boat on an open stretch, theft from the roof rack. These cases occur less often than the scratches, but they are the expensive ones.
In whitewater, accident cover is the element that counts. Injuries when pinned, when getting out in surging water and when capsizing are the actual risk, and their extent does not depend on the value of the boat. We do not offer third-party liability for muscle-powered kayaks, so check your private liability insurance, and clarify with your club or the organiser what cover exists on guided trips.
Questions and answers
Frequent questions
Are scratches from contact with rock covered?
No, not for Pyranha either: abrasion as intended is the purpose of the boat.
What is covered are events: the hull being slit open, a break after being pinned,
loss on an open stretch, theft.
Which element counts in whitewater?
For Pyranha: Accident cover.
Injuries when pinned or when getting out in surging water are the actual risk,
independently of the value of the boat.
The cover that fits
For Pyranha we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Pyranha, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Pyranha: the part that counts on a boat moved by muscle.
For the whole class of boat
For Pyranha: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Pyranha included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Pyranha.
Current wind force and direction for your waters are shown on the Home.
Series by Pyranha, with value and cover
Pyranha Mountain Bat / Acrobat is a kayak from Pyranha (the United Kingdom),
built from 1971 to 1998,
and today changes hands at between €1,000 and €3,000.
Pyranha Burn / Machno is a kayak from Pyranha (the United Kingdom), built since 2005,
and today changes hands at between €1,000 and €3,000.
Wildwasserkajak is a kayak from Pyranha (the United Kingdom), built since 1980,
and today changes hands at between €1,000 and €3,000.
For the Pyranha Mountain Bat / Acrobat by Pyranha series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Pyranha Burn / Machno and Wildwasserkajak by Pyranha series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Pyranha Mountain Bat / Acrobat, Pyranha Burn / Machno, Wildwasserkajak by Pyranha series:
On a kayak accident cover comes first; liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
Pyranha insured in five minutes.
Boat type, year built, length and value of your Pyranha are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
