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Insuring P&H / Valley Sea Kayaks: cover and premium
dinghies and small craft · the United Kingdom
P&H / Valley Sea Kayaks builds dinghies and small craft in the United Kingdom. NAMMERT insures a P&H / Valley regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
P&H / Valley Sea Kayaks; cover, cost and conditions
P&H and Valley build sea kayaks in England that are regarded as a benchmark for touring; Cetus and Nordkapp are boats for exposed coastal paddling, in composite or plastic, with a skeg or a rudder system. The composite versions are worth considerably more than mass produced plastic boats, and that makes hull insurance worthwhile for them.
On these boats the skeg or rudder system is the mechanical component and the most frequent point of failure. A skeg jammed by gravel in the box is an operational fault, not an insured event; a skeg box broken after contact with the bottom is a hull insurance claim. In practice the difference is usually clear. Rinse out the box after sandy beaches, that prevents the most common trouble.
For coastal paddling the cruising range counts. The North Sea and the Baltic Sea are one level, including the Kattegat and the Skagerrak; the European Atlantic coast and Scotland require the next one. For tours in Greenland or on the Faroe Islands even that is not enough, and worldwide cover is then required. Register tours in advance, then the cover is in place before you cast off. We do not write third-party liability for muscle powered kayaks.
Questions and answers
Frequent questions
Is a broken skeg box covered?
For P&H / Valley: After contact with the bottom or a collision, yes, in the full hull cover.
A skeg jammed by gravel is an operational fault and not an insured event.
Which level is needed for a tour in Scotland?
For P&H / Valley: The level with the European Atlantic coast.
For the Faroe Islands or Greenland you need worldwide cover,
and you should register the tour in advance.
The cover that fits
For P&H / Valley we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a P&H / Valley, at replacement value with an agreed fixed value.
Personal accident cover
People on board a P&H / Valley: the part that counts on a boat moved by muscle.
For the whole class of boat
For P&H / Valley: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, P&H / Valley included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your P&H / Valley.
Current wind force and direction for your waters are shown on the Home.
Series by P&H / Valley, with value and cover
P&H Cetus / Scorpio is a kayak from P&H / Valley (the United Kingdom), built since 2005,
and today changes hands at between €2,000 and €4,000.
Valley Nordkapp / Etain is a kayak from P&H / Valley (the United Kingdom), built since 1995,
and today changes hands at between €2,000 and €4,000.
Seekajak Komposit (P&H, Valley) is a kayak from P&H / Valley (the United Kingdom),
built since 1985,
and today changes hands at between €2,000 and €6,000.
As the P&H Cetus / Scorpio, Valley Nordkapp / Etain and Seekajak Komposit (P&H,
Valley) by P&H / Valley series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the P&H Cetus / Scorpio, Valley Nordkapp / Etain, Seekajak Komposit (P&H,
Valley) by P&H / Valley series: On a kayak accident cover comes first;
liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
P&H / Valley insured in five minutes.
Boat type, year built, length and value of your P&H / Valley are all we need.
Work out the premium online or call us: +49 3375 29 12 77.