Insuring Pioner Boats: cover and premium
dinghies and small craft · Norway
Pioner Boats builds dinghies and small craft in Norway. NAMMERT insures a Pioner regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Norway
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €49 a year for liability
Worth knowing
Pioner Boats; cover, cost and conditions
Pioner builds unsinkable boats in Norway from rotationally moulded polyethylene, three to five metres long, maintenance free and insensitive to impact, widely used as a tender, a fishing boat and a club boat. The construction is the reason these boats are bought: they do not sink, they need no antifouling coat, and they survive treatment that would break a glass fibre reinforced plastic hull.
For the insurance this means that the classic hull claims are rare. What remains is theft, since a Pioner is light, stackable and quickly loaded, along with engine theft and storm damage while lying moored. Full hull cover includes both. With a boat value in the four figure range it is worthwhile above all when an outboard worth several thousand euros is attached.
With polyethylene the repair question is the same as with all rotationally moulded hulls: a crack is welded, not laminated, and that does not always hold permanently. Major hull damage is therefore more often a constructive total loss than with glass fibre reinforced plastic. Set the sum insured according to the real replacement value, then the position is clear when a claim arises.
Questions and answers
Frequent questions
Is hull insurance worthwhile on a Pioner?
For Pioner: Above all because of the engine and because of theft.
The hull itself is robust; on a light, stackable boat theft is the most likely case.
Can a polyethylene hull be repaired?
For Pioner: By welding, not by laminating, and not always permanently.
Major damage more often leads to a constructive total loss.
The cover that fits
fishing boat insurance
Tariffs, cover and FAQ for fishing boat insurance in detail.
Third-party liability
The foundation for a boat from Pioner: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Pioner, at replacement value with an agreed fixed value.
For the whole class of boat
For Pioner: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Pioner included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Pioner.
Current wind force and direction for your waters are shown on the Home.
Series by Pioner, with value and cover
Pioner 10 / 12 (classic) is a motorboat from Pioner (Norway), built from 1962 to 1998,
and today changes hands at between €1,000 and €6,000.
Pioner 10 is a motorboat from Pioner (Norway), built since 2000,
and today changes hands at between €3,000 and €12,000.
Also a motorboat, built since 2005, €8,000 to €32,000.
Pioner Multi 3 is a motorboat from Pioner (Norway), built since 2000,
and today changes hands at between €3,000 and €11,000.
Pioner 10 / 12 / 14 Active is a motorboat from Pioner (Norway), built since 2005,
and today changes hands at between €5,000 and €22,000.
Pioner 17 / 20 Maxi is a motorboat from Pioner (Norway), built since 2012,
and today changes hands at between €22,000 and €58,000.
Also a motorboat, built since 2000, €3,000 to €14,000.
For the Pioner 10 / 12 (classic) by Pioner series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Pioner 10, Pioner 14 / 17,
Pioner Multi 3 by Pioner and 3 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Pioner 10 / 12 (classic), Pioner 10, Pioner 14 / 17 by Pioner and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Models by Pioner we insure
Each Pioner model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Pioner insured in five minutes.
Boat type, year built, length and value of your Pioner are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
