Insuring Smartliner: cover and premium
dinghies and small craft · several countries
Smartliner builds dinghies and small craft in several countries. NAMMERT insures a Smartliner regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
dinghies and small craft
Typical sizes
4 to 6 m
Premium from
from €49 a year for liability
Worth knowing
Smartliner; cover, cost and conditions
Smartliner is a brand of GRP fishing and console boats between five and six metres in the entry-level segment, boats that are sold as a package with engine and trailer and that in Germany are used above all on inland waters and on the Baltic Sea. The package is practical in insurance terms: boat, engine and trailer have one invoice, and proof of value is beyond dispute.
Even so, state all three separately in the application: the boat with its value, the engine with its number, the trailer with its payload and chassis number. The trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. In the event of the whole rig being stolen from a car park, the most frequent case with trailerable boats, this list determines what is replaced.
For operation the following applies: below 15 hp no licence is needed, from 3 hp there is a marking requirement. With engines of around 60 to 100 hp, as is usual on the larger Smartliners, the sports boat licence is mandatory, sea or inland depending on the waters. Third-party liability covers personal injury, property damage and financial loss with ten to fifty million euros; on a boat that goes fast and travels in coastal waters, that is the core.
Questions and answers
Frequent questions
How do I insure a package consisting of boat, engine and trailer?
For Smartliner: All three separately in the application: the boat with its value,
the engine with its number, the trailer with its payload and chassis number.
The trailer is then covered by the third-party liability at no extra premium from Basis-Plus,
provided it is named in the application with its value.
You can add it to the hull cover for a premium.
Do I need a licence with 80 hp?
Yes, for Smartliner too: the sports boat licence for sea or inland waters depending on the waters.
The threshold is 15 hp (11.03 kW).
The cover that fits
fishing boat insurance
Tariffs, cover and FAQ for fishing boat insurance in detail.
Third-party liability
The foundation for a boat from Smartliner: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Smartliner, at replacement value with an agreed fixed value.
For the whole class of boat
For Smartliner: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Smartliner included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Smartliner.
Current wind force and direction for your waters are shown on the Home.
Series by Smartliner, with value and cover
Smartliner 17 / 19 is a motorboat from Smartliner (PL/DE), built since 2010,
and today changes hands at between €12,000 and €42,000.
Smartliner 21 / Cuddy is a motorboat from Smartliner (PL/DE), built since 2012,
and today changes hands at between €22,000 and €68,000.
As the Smartliner 17 / 19 and Smartliner 21 / Cuddy by Smartliner series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Smartliner 17 / 19, Smartliner 21 / Cuddy by Smartliner series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Smartliner range in figures
These figures come from the model records we keep for Smartliner: boat type,
build years and length, nothing estimated.
- motorboat
- 9 models, since 2009, 3.5 to 5.4 m
Which model was built when?
What does a used Smartliner cost?
We hold today’s price ranges by year for 9 models by Smartliner.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Smartliner 450 Bass | 2017 to 2024 | €10,900 to €39,800 |
| Smartliner 500 Bass | 2017 | €14,400 to €18,300 |
| Smartliner Bass 490 | 2019 to 2024 | €20,000 to €44,700 |
| Smartliner Bass 540 | 2019 to 2024 | €24,500 to €68,700 |
| Smartliner Open 110 | 2017 to 2018 | €6,300 to €8,400 |
| Smartliner Open 130 | 2012 to 2024 | €5,900 to €35,100 |
| Smartliner Open 150 | 2012 to 2024 | €8,100 to €42,200 |
| Smartliner Open 170 | 2012 to 2024 | €11,500 to €48,500 |
| Smartliner Pro 500 | 2017 to 2018 | €15,100 to €20,600 |
Estimate from our boat records, October 2026.
Not a survey.
Smartliner insured in five minutes.
Boat type, year built, length and value of your Smartliner are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
