Insuring WinTech Racing: cover and premium
dinghies and small craft · China
WinTech Racing builds dinghies and small craft in China. NAMMERT insures a Wintech regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
China
Class
dinghies and small craft
Typical sizes
4 to 18 m
Premium from
from €59 a year for hull cover
Worth knowing
WinTech Racing; cover, cost and conditions
WinTech builds racing and touring rowing boats in China which are priced below the European manufacturers and are therefore widespread in clubs and schools, from the single to the four, in fibre composite. The lower price is the reason for their spread and at the same time the point that matters for insurance: the replacement value is lower than that of an Empacher or Filippi of the same size.
Set the sum insured according to the actual replacement value, not according to the price of a European boat. For club fleets with several boats a schedule with individual values is worthwhile; it makes handling a claim easier and prevents an inexpensive boat from being valued at the level of an expensive one or vice versa.
With boats from the Far East, the supply of spare parts is the practical point. Riggers, sliding seats and fittings come via the importer, and delivery times are longer than those a European manufacturer needs. This does not increase the premium, but it does extend the downtime, which for a club with a racing programme is an argument for keeping a stock of spare parts.
Questions and answers
Frequent questions
How do I value a club fleet?
For Wintech: With a schedule based on individual values.
This makes handling easier and prevents inexpensive and expensive boats from being valued the same
across the board.
How long do spare parts take?
For Wintech: Via the importer, longer than with European manufacturers.
For clubs with a racing programme a small stock of spare parts is worthwhile.
The cover that fits
For Wintech we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
rowing boat insurance
Tariffs, cover and FAQ for rowing boat insurance in detail.
Hull cover
Partial or full hull cover for a Wintech, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Wintech: the part that counts on a boat moved by muscle.
For the whole class of boat
For Wintech: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Wintech included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Wintech.
Current wind force and direction for your waters are shown on the Home.
Series by Wintech, with value and cover
Wintech Einer / Doppelzweier is a rowing boat from Wintech (China), built since 2000,
and today changes hands at between €6,000 and €20,000.
Wintech Vierer / Achter is a rowing boat from Wintech (China), built since 2000,
and today changes hands at between €20,000 and €50,000.
Racing and touring shell is a rowing boat from Wintech (China), built since 2000,
and today changes hands at between €3,000 and €28,000.
As the Wintech Einer / Doppelzweier,
Wintech Vierer / Achter and Racing and touring shell by Wintech series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Wintech Einer / Doppelzweier, Wintech Vierer / Achter,
Racing and touring shell by Wintech series: On a rowing boat hull and riggers are delicate;
most damage happens launching and recovering.
Models by Wintech we insure
Each Wintech model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Wintech insured in five minutes.
Boat type, year built, length and value of your Wintech are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
