Insuring Waka Kayaks: cover and premium
dinghies and small craft · NZ
Waka Kayaks builds dinghies and small craft in NZ. NAMMERT insures a Waka Kayaks regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
NZ
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Waka Kayaks; cover, cost and conditions
Waka Kayaks builds whitewater kayaks in New Zealand whose hulls are designed for steep creeking and high waterfalls; the Tuna and the Steeze have cult status on the international scene. For European paddlers these are imports, and the question of value comes before the question of cover.
The replacement value is made up of the purchase price, transport from New Zealand, import duties and customs, considerably more than the list price in the country of origin. Enter it in full; in the event of a total loss the hull insurance replaces the agreed amount, and buying a replacement costs the same as the first purchase. With kayaks from overseas this is the point at which owners are regularly underinsured.
On extreme whitewater the question of cover shifts. Loading as intended, the impact after a waterfall, contact with rock, deformation, is not a claim but the purpose. Covered are slitting open, breakage after becoming jammed, loss on the run and theft. The personal accident cover is the most important element here, because the risk of injury in this field of use is far higher than the material value.
Questions and answers
Frequent questions
What value do I enter for an import?
For Waka Kayaks: The purchase price plus transport, import duties and customs.
Buying a replacement from New Zealand costs the same as the first purchase;
the list price alone leads to underinsurance.
Is jumping a waterfall covered?
For Waka Kayaks: Loading as intended is not.
Covered are slitting open, breakage after becoming jammed, loss and theft,
and in the personal accident cover the injury.
The cover that fits
For Waka Kayaks we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Waka Kayaks, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Waka Kayaks: the part that counts on a boat moved by muscle.
For the whole class of boat
For Waka Kayaks: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Waka Kayaks included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Waka Kayaks.
Current wind force and direction for your waters are shown on the Home.
Series by Waka Kayaks, with value and cover
Waka OG / Gangsta is a kayak from Waka Kayaks (New Zealand), built since 2015,
and today changes hands at between €1,000 and €3,000.
Waka Kontrast / Stout is a kayak from Waka Kayaks (New Zealand), built since 2016,
and today changes hands at between €1,000 and €3,000.
Waka Tuna / Steeze is a kayak from Waka Kayaks (New Zealand), built since 2014,
and today changes hands at between €1,000 and €3,000.
Creeker / Tuna is a kayak from Waka Kayaks (New Zealand), built since 2012,
and today changes hands at between €1,000 and €3,000.
Waka Wildwasserkajaks Tuna / Gangsta is a motorboat from Waka Kayaks (New Zealand),
built since 2010,
and today changes hands at between €1,200 and €2,200.
As the Waka OG / Gangsta, Waka Kontrast / Stout,
Waka Tuna / Steeze by Waka Kayaks and 1 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Waka Wildwasserkajaks Tuna / Gangsta by Waka Kayaks series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Waka OG / Gangsta, Waka Kontrast / Stout,
Waka Tuna / Steeze by Waka Kayaks and further series: On a kayak accident cover comes first;
liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
Waka Kayaks insured in five minutes.
Boat type, year built, length and value of your Waka Kayaks are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
