Insuring Zet Kayaks: cover and premium
dinghies and small craft · CZ
Zet Kayaks builds dinghies and small craft in CZ. NAMMERT insures a Zet Kayaks regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
CZ
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Zet Kayaks; cover, cost and conditions
Zet Kayaks builds whitewater kayaks in the Czech Republic that have a good name in the European creek scene; Raptor and Toro are boats for steep whitewater, Veloc and Cross for river and touring. The brand is younger than the English classics and attractively priced, which makes it widespread in clubs and schools.
In club and course use the usage rule applies: a boat that is paddled by changing participants is not private use. Register course or club use with the number of boats. In whitewater courses this is particularly relevant, because beginners paddle the boats in conditions that exceed their abilities, and that is exactly where the damage occurs.
For private paddlers the calculation is simple: with a boat value in the low four-figure range, hull insurance is worthwhile above all against theft and loss on the stretch of river. Accident cover is the element that really counts in whitewater. We do not offer boat third-party liability for muscle-powered kayaks, so check your private liability insurance.
Questions and answers
Frequent questions
Can I insure course boats?
Yes, for Zet Kayaks too: as registered course or club use with the number of boats.
With beginners on whitewater the claims risk is considerably higher than with own use.
Is loss of the boat on the stretch of river covered?
For Zet Kayaks: In full hull cover, yes.
In whitewater this is, alongside theft, the practically most relevant case.
The cover that fits
For Zet Kayaks we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Zet Kayaks, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Zet Kayaks: the part that counts on a boat moved by muscle.
For the whole class of boat
For Zet Kayaks: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Zet Kayaks included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Zet Kayaks.
Current wind force and direction for your waters are shown on the Home.
Series by Zet Kayaks, with value and cover
Zet Veloc / Toro X is a kayak from Zet Kayaks (Czechia), built since 2014,
and today changes hands at between €1,000 and €3,000.
Zet Director / Cross is a kayak from Zet Kayaks (Czechia), built since 2012,
and today changes hands at between €1,000 and €3,000.
Zet Raptor / Toro is a kayak from Zet Kayaks (Czechia), built since 2010,
and today changes hands at between €1,000 and €3,000.
Creek / Playboat is a kayak from Zet Kayaks (Czechia), built since 2010,
and today changes hands at between €1,000 and €3,000.
Zet Wildwasserkajaks Raptor / Toro is a motorboat from Zet Kayaks (Czechia), built since 2005,
and today changes hands at between €1,200 and €2,200.
As the Zet Veloc / Toro X, Zet Director / Cross,
Zet Raptor / Toro by Zet Kayaks and 1 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Zet Wildwasserkajaks Raptor / Toro by Zet Kayaks series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Zet Veloc / Toro X, Zet Director / Cross,
Zet Raptor / Toro by Zet Kayaks and further series: On a kayak accident cover comes first;
liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
Zet Kayaks insured in five minutes.
Boat type, year built, length and value of your Zet Kayaks are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
