Insuring Zugvogel: cover and premium
dinghies and small craft · Germany
Zugvogel builds dinghies and small craft in Germany. NAMMERT insures a Zugvogel regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
dinghies and small craft
Typical sizes
6,2 m
Premium from
from €39 a year for liability
Worth knowing
Zugvogel; cover, cost and conditions
The Zugvogel is a German design from 1937 and exists as a dinghy and as the Kielzugvogel with a fixed keel, both still actively sailed on inland lakes and the Baltic, with a fleet of wooden and glass fibre boats. In insurance terms the Kielzugvogel is the more interesting variant, because with its fixed keel it counts as a keelboat and more often stays in the water.
A keelboat at its berth has different risks from a dinghy ashore: water ingress, fouling, storm damage at the berth, theft of fittings and electronics. All of this is covered by hull insurance, water ingress however only if it does not go back to a lack of maintenance. On a boat whose design roots are more than eighty years old, the condition of the through-hull fittings and the seacocks is the point a surveyor looks at first.
For the value, the same applies to these classics as to all others: have it established by a surveyor and record it as an agreed value. The market for well-kept Zugvogel boats is narrow, prices hold up, and a scale of values by age would lead in a claim to an amount that has nothing to do with the replacement value.
Questions and answers
Frequent questions
What should I look out for on a Kielzugvogel?
For Zugvogel: At the through-hull fittings and the seacocks;
on a boat that lies in the water they are the critical point.
Water ingress from a lack of maintenance is not covered.
Is hull insurance worthwhile on an old Zugvogel?
For Zugvogel: On well-kept boats yes, because the market value remains high.
Have it established by a surveyor as an agreed value.
The cover that fits
sailing dinghy insurance
Tariffs, cover and FAQ for sailing dinghy insurance in detail.
Third-party liability
The foundation for a boat from Zugvogel: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Zugvogel, at replacement value with an agreed fixed value.
For the whole class of boat
For Zugvogel: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Zugvogel included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Zugvogel.
Current wind force and direction for your waters are shown on the Home.
Series by Zugvogel, with value and cover
Zugvogel racing is a sailing dinghy from Zugvogel, built from 1980 to 2015,
and today changes hands at between €5,000 and €16,000.
Zugvogel wooden build is a sailing dinghy from Zugvogel, built from 1937 to 1990,
and today changes hands at between €1,000 and €7,000.
Zugvogel GRP build is a sailing dinghy from Zugvogel, built from 1970 to 2020,
and today changes hands at between €3,000 and €12,000.
For the Zugvogel racing and Zugvogel GRP build by Zugvogel series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Zugvogel wooden build by Zugvogel series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Zugvogel racing, Zugvogel wooden build, Zugvogel GRP build by Zugvogel series:
Dinghies are mostly trailed and stored ashore,
and that is where most damage happens: rigging, strapping down and winter storage.
Zugvogel insured in five minutes.
Boat type, year built, length and value of your Zugvogel are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
