Insuring Plastex Composite: cover and premium
dinghies and small craft · Finland
Plastex Composite builds dinghies and small craft in Finland. NAMMERT insures a Plastex regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Plastex Composite; cover, cost and conditions
In Finland, Plastex builds racing kayaks and racing canoes from composite material for competition use, boats that are in service in European clubs and national teams, with values in the mid four-figure range. Competitive use is the point that determines the policy.
Races are not included in standard hull insurance. With a racing kayak, however, competition is the purpose of the boat, and the typical damage occurs there: collision on the lane, damage while putting the boat in and taking it out under time pressure, damage in the boat store at the regatta course. Here the inclusion is not an option but the precondition for a policy that makes sense.
For clubs there is also the question of use. A boat that is used by changing athletes is not private use, so register the club operation with the number of boats and the type of use. We insure club fleets and put a list with individual values into the policy, which considerably simplifies the handling of a claim.
Questions and answers
Frequent questions
Is competition covered?
For Plastex: Only with express inclusion.
With a racing kayak practically all relevant damage occurs in competition;
without that inclusion the policy is worth little.
How do I insure a club fleet?
For Plastex: As registered club use with a list of the individual values.
That considerably simplifies the handling of a claim.
The cover that fits
For Plastex we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Plastex, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Plastex: the part that counts on a boat moved by muscle.
For the whole class of boat
For Plastex: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Plastex included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Plastex.
Current wind force and direction for your waters are shown on the Home.
Series by Plastex, with value and cover
Plastex Cobra / Ares K2 is a kayak from Plastex (Finland), built since 2005,
and today changes hands at between €3,000 and €8,000.
Plastex Kanadier C1 / C2 is a canoe from Plastex (Finland), built since 2000,
and today changes hands at between €3,000 and €8,000.
Plastex Charger K1 / Espada is a kayak from Plastex (Finland), built since 2000,
and today changes hands at between €2,000 and €5,000.
racing kayak / Canadier is a kayak from Plastex (Finland), built since 1985,
and today changes hands at between €2,000 and €8,000.
Plastex Renn- und Wanderkajaks is a motorboat from Plastex (Finland), built since 1990,
and today changes hands at between €1,200 and €4,200.
As the Plastex Cobra / Ares K2, Plastex Kanadier C1 / C2,
Plastex Charger K1 / Espada by Plastex and 1 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Plastex Renn- und Wanderkajaks by Plastex series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Plastex Cobra / Ares K2, Plastex Charger K1 / Espada,
racing kayak / Canadier by Plastex series: On a kayak accident cover comes first;
liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
For the Plastex Kanadier C1 / C2 by Plastex series: On a canoe transport and storage are the risk,
not the water.
Theft from the roof rack is the most common case.
Plastex insured in five minutes.
Boat type, year built, length and value of your Plastex are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
