Insuring Lettmann Kajaks: cover and premium
dinghies and small craft · Germany
Lettmann Kajaks builds dinghies and small craft in Germany. NAMMERT insures a Lettmann regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Lettmann Kajaks; cover, cost and conditions
Lettmann has been building kayaks by hand in Nettetal for decades; Biskaya and Nordkapp are sea kayaks made of fibre composite, built for coastal trips and for trips in exposed waters. Handwork and fibre composite mean a higher value than with production plastic boats, and therefore the question of a correctly calculated sum insured.
With a composite kayak the repair question is different from plastic. A crack in the laminate is properly filled and laminated over, which works in practically every case but costs working time at a specialist yard. With the same damage a plastic kayak would possibly be a total loss, whereas a composite boat can be repaired. That increases the value of hull insurance: the repair case occurs more often than the total loss.
For trips in exposed waters, the North Sea, the Atlantic coast, Scandinavia, the cruising range is the point to check. The North Sea/Baltic Sea level covers the Kattegat and the Skagerrak as well; for the European Atlantic coast the next level up is required. It costs little and is decisive for a tour. We do not offer third-party liability for muscle-powered kayaks, so check your private liability insurance.
Questions and answers
Frequent questions
Is hull insurance worthwhile for a composite kayak?
Yes, for Lettmann too: because laminate damage can be repaired and the repair case occurs more
often than the total loss.
With a hand-built boat the value is correspondingly higher.
Which cruising range for the Atlantic coast?
For Lettmann: The level including the European Atlantic coast,
limited to south of the 60th and north of the 25th degree of northern latitude and east of the
20th degree of western longitude.
The cover that fits
For Lettmann we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Lettmann, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Lettmann: the part that counts on a boat moved by muscle.
For the whole class of boat
For Lettmann: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Lettmann included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Lettmann.
Current wind force and direction for your waters are shown on the Home.
Series by Lettmann, with value and cover
Lettmann Nemo / Manta (classic) is a kayak from Lettmann (Germany), built from 1960 to 1998,
and today changes hands at between €1,000 and €3,000.
Lettmann Biskaya / Nordkap is a kayak from Lettmann (Germany), built since 2000,
and today changes hands at between €2,000 and €4,000.
Lettmann Granate / Kanute is a canoe from Lettmann (Germany), built since 2000,
and today changes hands at between €1,000 and €4,000.
Biskaya / Wanderkajak is a kayak from Lettmann (Germany), built since 1980,
and today changes hands at between €1,000 and €6,000.
Lettmann Biskaya / Nomad Seekajak is a motorboat from Lettmann (Germany), built since 1990,
and today changes hands at between €1,600 and €4,200.
For the Lettmann Nemo / Manta (classic) by Lettmann series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Lettmann Biskaya / Nordkap,
Lettmann Granate / Kanute and Biskaya / Wanderkajak by Lettmann series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Lettmann Biskaya / Nomad Seekajak by Lettmann series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Lettmann Nemo / Manta (classic), Lettmann Biskaya / Nordkap,
Biskaya / Wanderkajak by Lettmann series: On a kayak accident cover comes first;
liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
For the Lettmann Granate / Kanute by Lettmann series: On a canoe it is about theft and transit,
plus accident cover for the person aboard.
Lettmann insured in five minutes.
Boat type, year built, length and value of your Lettmann are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
