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Insuring Indiana Paddle & Surf: cover and premium
dinghies and small craft · Switzerland
Indiana Paddle & Surf builds dinghies and small craft in Switzerland. NAMMERT insures a Indiana Paddle regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Switzerland
Class
dinghies and small craft
Typical sizes
3 to 4 m
Premium from
from €59 a year for hull cover
Worth knowing
Indiana Paddle & Surf; cover, cost and conditions
In Switzerland, Indiana Paddle & Surf builds SUP boards from the family board to the race board and now also covers wingfoil, a brand that is strongly represented on Alpine lakes and in the Lake Constance region. The race and foil models lie in the four-figure range, the family packages below that.
With carbon race boards, breakage is the relevant type of damage. A fourteen-foot board weighing only a few kilograms is sensitive to point loads during transport and carrying. This damage is covered by full hull cover as far as it results from a single event; delamination caused by ageing is not. Transport the board in the padded bag and on suitable racks.
On Alpine lakes the weather question matters more in practice than any question of cover. Foehn winds and thunderstorm gusts build up within minutes on Lake Constance, Lake Lucerne and the Austrian lakes, and a SUP drifts away quickly in offshore wind. Personal accident cover pays for the injury, but the effective precaution is the storm warning: take the flashing lights seriously and do not paddle far from the shore in a foehn situation.
Questions and answers
Frequent questions
Is breakage of a race board covered?
For Indiana Paddle: If it results from a single event, a fall,
a point load or damage in transport, yes.
Delamination caused by ageing is not.
What should I pay particular attention to on Alpine lakes?
For Indiana Paddle: Foehn winds and thunderstorm gusts build up within minutes.
Take the storm warning given by the flashing lights seriously;
in offshore wind a SUP drifts away quickly.
The cover that fits
For Indiana Paddle we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Indiana Paddle, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Indiana Paddle: the part that counts on a boat moved by muscle.
For the whole class of boat
For Indiana Paddle: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Indiana Paddle included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Indiana Paddle.
Current wind force and direction for your waters are shown on the Home.
Series by Indiana Paddle, with value and cover
Indiana Wing Foil / Feather is a paddle boat from Indiana Paddle (Switzerland), built since 2018,
and today changes hands at between €2,000 and €6,000.
Indiana Allround / Inflatable is a paddle boat from Indiana Paddle (Switzerland), built since 2012,
and today changes hands at between €1,000 and €3,000.
Indiana Touring / Family Pack is a paddle boat from Indiana Paddle (Switzerland), built since 2012,
and today changes hands at between €1,000 and €3,000.
Touring / Race SUP is a paddle boat from Indiana Paddle (Switzerland), built since 2012,
and today changes hands at between €1,000 and €4,000.
Indiana SUP und Touringkajak is a motorboat from Indiana Paddle (Switzerland), built since 2010,
and today changes hands at between €700 and €2,800.
As the Indiana Wing Foil / Feather, Indiana Allround / Inflatable,
Indiana Touring / Family Pack by Indiana Paddle and 1 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Indiana SUP und Touringkajak by Indiana Paddle series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Indiana Wing Foil / Feather, Indiana Allround / Inflatable,
Indiana Touring / Family Pack by Indiana Paddle and further series:
On paddle craft theft and transit damage are the rule, collisions the exception.
Indiana Paddle insured in five minutes.
Boat type, year built, length and value of your Indiana Paddle are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
