Insuring Empacher Bootswerft: cover and premium
dinghies and small craft · Germany
Empacher Bootswerft builds dinghies and small craft in Germany. NAMMERT insures a Empacher regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
dinghies and small craft
Typical sizes
4 to 18 m
Premium from
from €59 a year for hull cover
Worth knowing
Empacher Bootswerft; cover, cost and conditions
In Eberbach, Empacher builds racing rowing boats that have been part of the standard at world championships and Olympic Games for decades, from singles to eights, hand-built, in wood and fibre composite, with values from a few thousand euros to over forty thousand euros for an eight. These values and the construction method make insuring a rowing boat a subject that many clubs underestimate.
A racing rowing boat is extremely light and correspondingly delicate. The most frequent damage does not occur on the water but while carrying the boat, in the boathouse and during transport on the trailer. Our hull insurance covers transport damage with suitable means of transport, damage in the boathouse and collisions on the water. Not covered are wear and damage from improper storage; a boat sagging on supports that are too far apart deforms, and that is a consequence of storage.
For clubs the following applies: a boat rowed by changing crews is not private use. Register the club operation with the number of boats and the type of use; we insure club fleets. We do not offer a separate boat third-party liability for muscle-powered craft; as a rule the club liability insurance or the rower's private liability insurance applies.
Questions and answers
Frequent questions
What does an eight cost and how do I insure it?
For Empacher: Over forty thousand euros is possible for a racing eight.
Insure it with an agreed value in the hull insurance, and register the club operation.
Do you offer third-party liability for rowing boats?
For Empacher: Not for muscle-powered craft;
the club or private liability insurance applies instead.
We do insure hull insurance, legal expenses cover and personal accident cover.
The cover that fits
For Empacher we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
rowing boat insurance
Tariffs, cover and FAQ for rowing boat insurance in detail.
Hull cover
Partial or full hull cover for a Empacher, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Empacher: the part that counts on a boat moved by muscle.
For the whole class of boat
For Empacher: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Empacher included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Empacher.
Current wind force and direction for your waters are shown on the Home.
Series by Empacher, with value and cover
Empacher single and double sculls (classic) is a rowing boat from Empacher (Germany),
built from 1955 to 1998,
and today changes hands at between €3,000 and €14,000.
Empacher Einer / Zweier racing shell is a rowing boat from Empacher (Germany), built since 1990,
and today changes hands at between €8,000 and €25,000.
Empacher Vierer / Achter is a rowing boat from Empacher (Germany), built since 1990,
and today changes hands at between €25,000 and €60,000.
Einer / Zweier / Vierer is a rowing boat from Empacher (Germany), built since 1970,
and today changes hands at between €5,000 and €45,000.
Empacher Einer und Doppelzweier is a rowing boat from Empacher (Germany), built since 1980,
and today changes hands at between €8,000 and €22,000.
Vierer / Achter is a rowing boat from Empacher (Germany), built since 1980,
and today changes hands at between €18,000 and €48,000.
Empacher Ruderboote Einer bis Achter is a rowing boat from Empacher (Germany), built since 1950,
and today changes hands at between €6,000 and €45,000.
For the Empacher single and double sculls (classic) by Empacher series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Empacher Einer / Zweier racing shell, Empacher Vierer / Achter,
Einer / Zweier / Vierer by Empacher and 3 more series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Empacher single and double sculls (classic), Empacher Einer / Zweier racing shell,
Empacher Vierer / Achter by Empacher and further series:
On a rowing boat hull and riggers are delicate; most damage happens launching and recovering.
Empacher insured in five minutes.
Boat type, year built, length and value of your Empacher are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
