Insuring Itiwit (Decathlon): cover and premium
dinghies and small craft · France
Itiwit (Decathlon) builds dinghies and small craft in France. NAMMERT insures a Itiwit regardless of year built or where you bought it, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
dinghies and small craft
Typical sizes
3 to 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Itiwit (Decathlon); cover, cost and conditions
Itiwit is the watersports brand of Decathlon and covers inflatable kayaks and SUP boards in the entry-level segment, boats and boards priced in the low three figures that have made the sport accessible to many. At these values the insurance question is a different one than for a touring kayak costing three thousand euros.
With a boat value of a few hundred euros, hull insurance rarely pays off economically, as the premium over a few years reaches the replacement value. What does make sense is personal accident cover. It covers injuries on board and when getting in and out, and this risk does not depend on the value of the boat. A fall while climbing onto a SUP is the same fall whether the board costs one hundred or three thousand euros.
We do not offer boat third-party liability for muscle-powered craft. Check your private third-party liability policy; for beginners this is the most important point of all, because the most frequent cause of loss among newcomers is collision with other water sports users. Not every private liability policy includes watercraft; one phone call clarifies it.
Questions and answers
Frequent questions
Is hull insurance worthwhile for an entry-level boat?
For Itiwit: With a value of a few hundred euros, rarely,
because over a few years the premium reaches the replacement value.
Personal accident cover is the sensible product here.
What is the most important cover for beginners?
For Itiwit: Third-party liability,
as collisions with other water sports users are the most frequent case among newcomers.
For muscle-powered boats the private third-party liability policy applies here.
The cover that fits
For Itiwit we do not offer separate boat liability cover; your personal liability insurance usually applies. Hull, legal expenses and accident cover we insure as for any other craft.
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Hull cover
Partial or full hull cover for a Itiwit, at replacement value with an agreed fixed value.
Personal accident cover
People on board a Itiwit: the part that counts on a boat moved by muscle.
For the whole class of boat
For Itiwit: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Itiwit included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required.
Some waters do ask for a local permit or sticker before you launch.
Waters
Lakes, rivers and coast; mind nature-reserve rules, many stretches close seasonally.
Equipment
Buoyancy aid, buoyancy bags, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The cruising range is in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk.
Check wind direction and the gust forecast before you launch.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Itiwit.
Current wind force and direction for your waters are shown on the Home.
Series by Itiwit, with value and cover
Itiwit X100 / X500 is a kayak from Itiwit (France), built since 2015,
and today changes hands at between €1,000 and €2,000.
Itiwit SUP X100 / X500 is a paddle boat from Itiwit (France), built since 2015,
and today changes hands at between €1,000 and €2,000.
Aufblasbares Kajak / SUP is a kayak from Itiwit (France), built since 2010,
and today changes hands at between €1,000 and €3,000.
As the Itiwit X100 / X500, Itiwit SUP X100 / X500 and Aufblasbares Kajak / SUP by Itiwit series
are still in production, parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Itiwit X100 / X500, Aufblasbares Kajak / SUP by Itiwit series:
On a kayak accident cover comes first; liability is usually handled by your private policy.
Hull cover deals with theft and transit damage.
For the Itiwit SUP X100 / X500 by Itiwit series:
On paddle craft theft and transit damage are the rule, collisions the exception.
Itiwit insured in five minutes.
Boat type, year built, length and value of your Itiwit are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
