Insuring Finn-Dinghy: cover and premium
dinghies and small craft · several countries
Finn-Dinghy builds dinghies and small craft in several countries. NAMMERT insures a Finn-Dinghy regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
dinghies and small craft
Typical sizes
4,5 m
Premium from
from €39 a year for liability
Worth knowing
Finn-Dinghy; cover, cost and conditions
The Finn is the Olympic singlehanded dinghy from 1952 to 2020 and one of the technically most demanding boat classes there is, with a highly developed rig, a flexible mast and a fleet ranging from wooden boats of the sixties to current carbon rigs. On a Finn the mast is the most expensive single item and the most frequent claims position.
A carbon mast on a Finn costs a considerable share of the boat's value, and mast breakage is nothing unusual in this class, as the rig is deliberately sailed at the limit. Under full hull cover mast breakage is covered, provided it is not due to material wear. With carbon this boundary is often clear in practice: a break in a gust is an insured event, a break caused by pre-existing delamination is not. Have the mast checked regularly.
For a Finn, races are the rule rather than the exception, and races require express inclusion. Also factor in transport: Finn sailors travel right across Europe to regattas, and mast and hull suffer damage on the trailer if they are not secured as specified. Road transport using suitable means is included in the hull insurance.
Questions and answers
Frequent questions
Is mast breakage covered?
For Finn-Dinghy: Under full hull cover yes,
provided it is not due to pre-existing delamination or wear.
Have the carbon mast checked regularly.
What does a replacement mast cost?
For Finn-Dinghy: A considerable share of the boat's value.
Include it in the sum insured and check the deductible against it.
The cover that fits
sailing dinghy insurance
Tariffs, cover and FAQ for sailing dinghy insurance in detail.
Third-party liability
The foundation for a boat from Finn-Dinghy: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Finn-Dinghy, at replacement value with an agreed fixed value.
For the whole class of boat
For Finn-Dinghy: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Finn-Dinghy included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Finn-Dinghy.
Current wind force and direction for your waters are shown on the Home.
Series by Finn-Dinghy, with value and cover
Finn-Dinghy Olympia-Ausführung is a sailing dinghy from Finn-Dinghy, built since 2000,
and today changes hands at between €14,000 and €32,000.
Finn-Dinghy wood (classic) is a sailing dinghy from Finn-Dinghy, built from 1949 to 1990,
and today changes hands at between €2,000 and €9,000.
Finn-Dinghy GFK und Carbon is a sailing dinghy from Finn-Dinghy, built since 1990,
and today changes hands at between €8,000 and €25,000.
As the Finn-Dinghy Olympia-Ausführung and Finn-Dinghy GFK und Carbon by Finn-Dinghy series are
still in production, parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Finn-Dinghy wood (classic) by Finn-Dinghy series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Finn-Dinghy Olympia-Ausführung, Finn-Dinghy wood (classic),
Finn-Dinghy GFK und Carbon by Finn-Dinghy series: Dinghies are mostly trailed and stored ashore,
and that is where most damage happens: rigging, strapping down and winter storage.
Finn-Dinghy insured in five minutes.
Boat type, year built, length and value of your Finn-Dinghy are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
