Insuring Buster Boats: cover and premium
dinghies and small craft · Finland
Buster Boats builds dinghies and small craft in Finland. NAMMERT insures a Buster regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
dinghies and small craft
Typical sizes
4 to 8 m
Premium from
from €49 a year for liability
Worth knowing
Buster Boats; cover, cost and conditions
Buster from Finland builds aluminium boats and is known in Scandinavia for small motorboats. Aluminium takes an impact better than GRP, but brings electrolysis along as a subject of its own.
Corrosion caused by missing or spent anodes is wear and tear and is not covered by any hull insurance; documented anode changes are the effective remedy. Otherwise the outboard logic applies: enter the engine with its power and serial number, because otherwise only the hull is covered in the event of theft. With us the trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, also when uncoupled and while manoeuvring. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Is electrolytic corrosion covered?
No, not for Buster either: that is wear and tear.
Ingress of water following an incident, on the other hand, is; keep your anode changes documented.
The cover that fits
fishing boat insurance
Tariffs, cover and FAQ for fishing boat insurance in detail.
Third-party liability
The foundation for a boat from Buster: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Buster, at replacement value with an agreed fixed value.
For the whole class of boat
For Buster: What matters for dinghies and small craft is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Buster included.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Buster.
Current wind force and direction for your waters are shown on the Home.
Series by Buster, with value and cover
Buster S / L (classic) is a motorboat from Buster (Finland), built from 1974 to 1998,
and today changes hands at between €2,000 and €12,000.
Buster XS / S is a motorboat from Buster (Finland), built since 2005,
and today changes hands at between €10,000 and €30,000.
Buster L / XL is a motorboat from Buster (Finland), built since 2005,
and today changes hands at between €25,000 and €75,000.
Buster Magnum / Phantom is a motorboat from Buster (Finland), built since 2010,
and today changes hands at between €45,000 and €130,000.
XS / S / M is a motorboat from Buster (Finland), built since 2000,
and today changes hands at between €8,000 and €45,000.
L / XL / Magnum is a motorboat from Buster (Finland), built since 2005,
and today changes hands at between €25,000 and €110,000.
Buster S / M / SuperMagnum is a fishing boat from Buster (Finland), built since 2010,
and today changes hands at between €22,000 and €68,000.
Buster Phantom / Cabin is a motorboat from Buster (Finland), built since 2015,
and today changes hands at between €55,000 and €125,000.
For the Buster S / L (classic) by Buster series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Buster XS / S, Buster L / XL,
Buster Magnum / Phantom by Buster and 4 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Buster S / L (classic), Buster XS / S, Buster L / XL by Buster and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Buster S / M / SuperMagnum by Buster series:
On a fishing boat the gear is often worth more than expected: sounder,
trolling motor and rods are covered as equipment if they are listed.
Models by Buster we insure
Each Buster model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Buster insured in five minutes.
Boat type, year built, length and value of your Buster are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
