Neptun 20 insurance: calculate your premium
Model page, insured as a boat trailer
We insure the Neptun 20 as a boat trailer, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
boat trailer
Premium from
in the third-party liability at no extra premium from Basis-Plus
Neptun 20: cover, cost and conditions
Neptun 20 is listed in our data as a trailer and is represented in our portfolio; ten further Neptun models are recorded. With us a trailer is not a separate contract but is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
That covers the way from winter storage to the slipway and back, because the cover also applies during craning, launching and on the transport route. It is precisely there that damage happens which would never have arisen on the water, for example while setting down or manoeuvring.
The basis of every contract is third-party liability with a limit of indemnity of 10 to 50 million euros in the Basis, Basis-Plus and Premium levels. Limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage.
What is a used Neptun 20 worth?
A used Neptun 20 built between 1972 and 1982 in average condition is typically worth between
€4,300 and €5,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1982 | €4,700 to €5,900 | €5,300 |
| 1981 | €4,500 to €5,700 | €5,100 |
| 1980 | €4,500 to €5,700 | €5,100 |
| 1979 | €4,300 to €5,500 | €4,900 |
| 1978 | €4,300 to €5,500 | €4,900 |
| 1977 | €4,300 to €5,500 | €4,900 |
| 1976 | €4,300 to €5,500 | €4,900 |
| 1975 | €4,300 to €5,500 | €4,900 |
| 1974 | €4,300 to €5,500 | €4,900 |
| 1973 | €4,300 to €5,500 | €4,900 |
| 1972 | €4,300 to €5,500 | €4,900 |
Does the sum insured on your Neptun 20 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does including the trailer cost extra?
For the Neptun 20: The boat trailer is covered by the third-party liability at no extra premium
from Basis-Plus, provided it is named in the application with its value.
You can add it to the hull cover for a premium.
Name it at registration so that it appears in the contract documents.
Which details about the trailer belong in the application?
For the Neptun 20: The manufacturer, the type and the permissible gross weight are enough.
What matters is that the boat and the trailer are documented in the same contract.
Other models by this make
Neptun 20 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
