Neptun 24 insurance: calculate your premium
Model page, insured as a boat trailer
Year, place of purchase and previous owners do not decide whether we insure the Neptun 24: we write it as a boat trailer. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
boat trailer
Premium from
in the third-party liability at no extra premium from Basis-Plus
Neptun 24: cover, cost and conditions
The Neptun 24 is recorded as a trailer, and alongside it we list ten further Neptun models in our overview. For trailers we have a simple rule that many only learn about when taking out cover. It concerns everyone who regularly moves their boat on a trailer, and it saves a second policy.
The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. You declare it when cover is taken out, and no separate premium arises for it. Cover accompanies the combination on the transport route, during launching, during craning and in winter storage.
The scope depends on the boat itself: third-party liability with a limit of indemnity of 10 to 50 million euros is the basis, with limited hull cover and full hull cover added as options. The premium depends on type of boat, value, year of construction, engine power and cruising range.
What is a used Neptun 24 worth?
A used Neptun 24 built between 1971 and 1972 in average condition is typically worth between
€7,000 and €9,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1972 | €7,100 to €9,100 | €8,100 |
| 1971 | €7,000 to €9,000 | €8,000 |
Does the sum insured on your Neptun 24 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the trailer cost a separate premium in the policy?
For the Neptun 24: The boat trailer is covered by the third-party liability at no extra premium
from Basis-Plus, provided it is named in the application with its value,
you only report it to us when cover is taken out.
You can add it to the hull cover for a premium.
Is the combination protected on the road as well?
For the Neptun 24: Cover applies on the transport route, during launching,
during craning and in winter storage, not only on the water.
The trailer is covered by the third-party liability at no extra premium from Basis-Plus,
provided it is named in the application with its value.
You can add it to the hull cover for a premium.
Other models by this make
Neptun 24 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
