Neptun 22 insurance: calculate your premium
Model page, insured as a boat trailer
The Neptun 22 is insurable with us as a boat trailer, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
boat trailer
Premium from
in the third-party liability at no extra premium from Basis-Plus
Neptun 22: cover, cost and conditions
The Neptun 22 is listed with us as a boat trailer and also appears in documents as 22 Miglitsch. Ten further models of the brand are recorded, this one runs in our own portfolio. With us you need no separate premium for the trailer in the third-party liability from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Boat trailers are covered by the third-party liability at no extra premium from Basis-Plus, provided they are named in the application with their value. You can add them to the hull cover for a premium. The cover applies not only in the water, but also during craning, during launching, while in transit and in winter storage, that is, exactly in those situations in which the trailer is involved.
Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, selectable in the Basis, Basis-Plus and Premium levels. Full hull cover works with an agreed value and pays out with no deduction for depreciation, in the Premium tariff with no age limit.
Also recorded as
In papers the Neptun 22 also goes by these names; none changes the premium.
What is a used Neptun 22 worth?
A used Neptun 22 built between 1970 and 1991 in average condition is typically worth between
€6,200 and €11,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1991 | €9,200 to €11,800 | €10,500 |
| 1990 | €8,800 to €11,200 | €10,000 |
| 1989 | €8,800 to €11,200 | €10,000 |
| 1988 | €8,200 to €10,400 | €9,300 |
| 1987 | €7,900 to €10,000 | €8,900 |
| 1986 | €7,400 to €9,400 | €8,400 |
| 1985 | €7,300 to €9,300 | €8,300 |
| 1984 | €7,200 to €9,200 | €8,200 |
| 1983 | €6,900 to €8,800 | €7,900 |
| 1982 | €6,600 to €8,400 | €7,500 |
| 1981 | €6,400 to €8,200 | €7,300 |
| 1980 | €6,300 to €8,100 | €7,200 |
| 1979 | €6,200 to €7,800 | €7,000 |
| 1978 | €6,200 to €7,800 | €7,000 |
| 1977 | €6,200 to €7,800 | €7,000 |
| 1976 | €6,200 to €7,800 | €7,000 |
| 1975 | €6,200 to €7,800 | €7,000 |
| 1974 | €6,200 to €7,800 | €7,000 |
| 1973 | €6,200 to €7,800 | €7,000 |
| 1972 | €6,200 to €7,800 | €7,000 |
| 1971 | €6,200 to €7,800 | €7,000 |
| 1970 | €6,200 to €7,800 | €7,000 |
Does the sum insured on your Neptun 22 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the boat trailer cost a separate premium?
For the Neptun 22: The boat trailer is covered by the third-party liability at no extra premium
from Basis-Plus, provided it is named in the application with its value.
You can add it to the hull cover for a premium.
A separate contract is not necessary for it with us.
Is there cover during the journey to the water?
Yes, for the Neptun 22 too: The cover applies while in transit as well as during craning,
during launching and in winter storage.
There is no time window and no night clause.
Other models by this make
Neptun 22 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
