Neptun 25 insurance: calculate your premium
Model page, insured as a boat trailer
If you own a Neptun 25, you insure it with us as a boat trailer, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Make
Type of boat
boat trailer
Premium from
in the third-party liability at no extra premium from Basis-Plus
Neptun 25: cover, cost and conditions
The Neptun 25 is recorded with us as a trailer and runs in our own portfolio; ten further Neptun entries are listed. We do not hold details of dimensions and payload for it, and for the boat insurance they are not required either.
Boat trailers run along in the third-party liability at no extra premium from Basis-Plus, provided they are named in the application with their value. You can add them to the hull cover for a premium. So you do not need a second contract, only an entry in the schedule for the boat. That makes the trailer part of the cover during launching, during craning and while in transit.
Experience shows that a lot happens on the way between winter storage and the slipway. The cover therefore applies not only on the water but also ashore. Limited hull cover additionally covers damage arising in winter storage itself, for instance through storm or fire.
What is a used Neptun 25 worth?
A used Neptun 25 built between 1978 and 1989 in average condition is typically worth between
€6,500 and €12,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1989 | €9,500 to €12,100 | €10,800 |
| 1988 | €8,900 to €11,300 | €10,100 |
| 1987 | €8,500 to €10,700 | €9,600 |
| 1986 | €8,000 to €10,200 | €9,100 |
| 1985 | €7,900 to €10,100 | €9,000 |
| 1984 | €7,800 to €10,000 | €8,900 |
| 1983 | €7,400 to €9,400 | €8,400 |
| 1982 | €7,100 to €9,100 | €8,100 |
| 1981 | €6,900 to €8,700 | €7,800 |
| 1980 | €6,800 to €8,600 | €7,700 |
| 1979 | €6,500 to €8,300 | €7,400 |
| 1978 | €6,500 to €8,300 | €7,400 |
Does the sum insured on your Neptun 25 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the trailer cost a premium of its own?
For the Neptun 25: The boat trailer runs along in the third-party liability at no extra premium
from Basis-Plus, provided it is named in the application with its value.
You can add it to the hull cover for a premium.
It simply belongs in the schedule to the contract so that it can be identified in the event of a
claim.
Does the cover also apply on the road?
For the Neptun 25: The insurance cover extends to transit as well as to craning and launching.
That covers the routes between storage, slipway and berth.
Other models by this make
Neptun 25 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
