Insuring Plastex Composite
dinghies and small craft · Finland
Plastex builds dinghies and small craft in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
dinghies and small craft
Typical sizes
3 bis 6 m
Premium from
from €59 a year for hull cover
Worth knowing
Plastex Composite; cover, cost and conditions
Plastex (Finland) belongs to the dinghies and small craft class. For the insurance the builder is never a reason to decline: what decides is the type of boat, its year, its value, its engine output and the waters you sail, the five figures you enter in the online calculator.
Which cover suits a Plastex? For muscle-powered craft we do not write a separate boat liability policy; your private liability cover usually answers for that, and it is worth checking whether it names watercraft. What we do write is hull cover (fire, storm, theft, transport and collision damage), legal expenses, and personal accident cover for everyone aboard; the last of these is the one that matters most, because an injury costs the same whether the boat cost three hundred euros or three thousand.
What does insurance for a Plastex cost? The premium starts from €59 a year for hull cover and follows value, year built, engine output or sail area, and cruising range. Full cover settles at the agreed value, with no deduction for new-for-old.
Bought used, imported, or ordered straight from the yard: we write Plastex with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off; the launch and the road transport are then already covered.
Questions and answers
Frequent questions
Does NAMMERT insure boats built by Plastex?
Yes. The builder does not decide insurability here; type, value, year, output and cruising range do. We also write small series and home-built boats.
What does cover for a Plastex cost?
Cover starts from €59 a year for hull cover; the exact premium takes a few minutes in the online calculator.
Do you write boat liability cover for a Plastex?
Not for muscle-powered craft; your private liability policy usually answers for that. Check that it names watercraft; not every private policy does. Hull, legal expenses and personal accident cover we do write.
On a total loss, do I get the replacement value?
Under full cover, yes; at the agreed value, and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes. Our switching service cancels the old contract free of charge and you keep a permanent switching discount. You pay only once the old contract has run out.
The cover that fits
Für Plastex zeichnen wir keine eigene Bootshaftpflicht, dafür greift in der Regel Ihre Privathaftpflicht. Kasko, Rechtsschutz und Unfallschutz versichern wir wie bei jedem anderen Fahrzeug.
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
No licence required; muscle-powered craft are licence-free, federal waterways included.
Registration
No registration required. Some waters do ask for a local permit or sticker before you launch.
Waters
Inland lakes, rivers and the coast, mind nature-reserve rules; many stretches are closed seasonally.
Equipment
Buoyancy aid or lifejacket, buoyancy bags in the boat, spraydeck, a waterproof case for phone and papers, a whistle.
Cruising range
The agreed cruising range is stated in the policy and can be extended for a single trip at any time.
Weather
Offshore wind is the main risk: it carries you away from the bank and makes the return hard. Check wind direction and the gust forecast before you launch.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Plastex, with value and cover
Plastex Cobra / Ares K2 is a kayak from Plastex (Finland), built since 2005, and today changes hands at between €3,000 and €8,000.
Plastex Kanadier C1 / C2 is a canoe from Plastex (Finland), built since 2000, and today changes hands at between €3,000 and €8,000.
Plastex Charger K1 / Espada is a kayak from Plastex (Finland), built since 2000, and today changes hands at between €2,000 and €5,000.
racing kayak / Canadier is a kayak from Plastex (Finland), built since 1985, and today changes hands at between €2,000 and €8,000.
Plastex Renn- und Wanderkajaks is a motorboat from Plastex (Finland), built since 1990, and today changes hands at between €1,200 and €4,200.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
On a kayak accident cover comes first; liability is usually handled by your private policy. Hull cover deals with theft and transit damage.
On a canoe transport and storage are the risk, not the water. Theft from the roof rack is the most common case.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Plastex insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
