Princess 40 insurance: calculate your premium
Model page, insured as a motor yacht
If you own a Princess 40, you insure it with us as a motor yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Princess
- Type of boat
- motor yacht
- Length overall
- 12.86 m
- Built
- 1998 to 2008
Length from our boat catalogue for the 1998–2008 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,066 a year
or €188 a month if paid monthly
Liability and hull · boat value €158,000 (market value) · built 2003 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,448 a month
Purchase price €158,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Princess 40: cover, cost and conditions
Five figures decide what cover for the Princess 40 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Princess 40 the premium starts from €49 a year. For a Princess 40 at the usual market value of €158,000 the premium is €2,066 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,917, liability for €149. Tariff as of 03.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Princess 40 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Princess 40, number forty.
What is a used Princess 40 worth?
A used Princess 40 built between 2001 and 2005 in average condition is typically worth between
€117,000 and €185,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €145,500 to €185,100 | €165,300 |
| 2004 | €142,100 to €180,900 | €161,500 |
| 2003 | €139,400 to €177,400 | €158,400 |
| 2002 | €121,500 to €154,700 | €138,100 |
| 2001 | €117,000 to €149,000 | €133,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Princess 40;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Princess 40.
Market today
For sale in November 2026
13
Typical asking price, 2003 boat
€181,200
Our value, 2003 boat
€158,400
Asking prices against our value
+14%
In November 2026 we found 13 boats of the Princess 40 for sale.
Typical asking price for a 2003 Princess 40: €181,200.
Our value for a Princess 40 of that year: €158,400.
Asking prices for the Princess 40 are about 14% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 18 boats of the Princess 40 we found for sale most recently.
2003
12.19 m, Sweden
2003
Finland
2003
13.11 m, Norway
2002
12.80 m, United Kingdom
2001
United Kingdom
2000
12.80 m, Sweden
year newer than our values
€113,100
Listing on blocket.se ↗1999
12.53 m, Portugal
year newer than our values
€114,000
Listing on yachtall.com ↗1999
Denmark
year newer than our values
€120,800
Listing on scanboat.com ↗1999
United Kingdom
year newer than our values
€164,870
Listing on scanboat.com ↗1998
12.67 m, France
year newer than our values
€105,000
Listing on yachtall.com ↗1998
12.80 m, Sweden
year newer than our values
€119,625
Listing on blocket.se ↗1998
Sweden
year newer than our values
€125,000
Listing on scanboat.com ↗1998
12.67 m, United Kingdom
year newer than our values
€152,094
Listing on apolloduck.com ↗1998
12.91 m, Sweden
year newer than our values
€1,375,000
Listing on yachtall.com ↗1997
12.53 m, France
year newer than our values
€60,000
Listing on yachtall.com ↗1997
12.64 m, France
year newer than our values
€84,900
Listing on yachtall.com ↗1997
Denmark
year newer than our values
€133,700
Listing on scanboat.com ↗1997
12.80 m, United Kingdom
year newer than our values
€134,492
Listing on apolloduck.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Princess 40?
Yes.
For accepting the Princess 40 we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Princess 40 cost?
The premium for the Princess 40 starts from €49 a year.
For a Princess 40 at the usual market value of €158,000 the premium is €2,066 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €1,917, liability for €149.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Princess 40 change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Princess 40: the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service: we cancel the old contract on your Princess 40,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Princess 40 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
