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Ryds 23 DC insurance: calculate your premium

Model page, insured as a motorboat

Year, place of purchase and previous owners do not decide whether we insure the Ryds 23 DC: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.

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At a glance

Make
Ryds
Type of boat
motorboat
Length overall
7.30 m
Built
2002 to 2020

Length from our boat catalogue for the 2002–2020 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€625 a year

or €56 a month if paid monthly

Liability and hull · boat value €30,000 (market value) · built 2012 · 110 hp assumed · inland waters

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Finance, example

€275 a month

Purchase price €30,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 7.3 m against a metre scale, to scale. Built 2002 to 2020.

Ryds 23 DC: cover, cost and conditions

How much does the name Ryds 23 DC matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.

What should you budget for the Ryds 23 DC? It starts from €49 a year. For a Ryds 23 DC at the usual market value of €30,000 the premium is €625 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €516, liability for €109. Tariff as of 31.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.

The Ryds 23 DC may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.

Not to be mixed up with its sisters: this is the Ryds 23 DC, number twenty-three.

What is a used Ryds 23 DC worth?

A used Ryds 23 DC built between 2005 and 2019 in average condition is typically worth between

€20,100 and €53,800 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2019€42,200 to €53,800€48,000
2018€38,400 to €48,800€43,600
2017€35,500 to €45,200€40,400
2016€32,200 to €41,000€36,600
2015€30,700 to €39,100€34,900
2014€29,600 to €37,600€33,600
2013€27,900 to €35,500€31,700
2012€26,100 to €33,200€29,700
2011€25,500 to €32,500€29,000
2010€24,400 to €31,100€27,800
2009€22,700 to €29,000€25,800
2008€21,900 to €27,900€24,900
2007€21,500 to €27,300€24,400
2006€21,100 to €26,900€24,000
2005€20,100 to €25,600€22,900

With agreed-value cover, the agreed sum counts after a total loss of your Ryds 23 DC;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 5% off the value of a Ryds 23 DC.

Market today

For sale in October 2026

10

Typical asking price, 2012 boat

€28,600

Our value, 2012 boat

€29,700

Asking prices against our value

−4%

In October 2026 we found 10 boats of the Ryds 23 DC for sale.

Typical asking price for a 2012 Ryds 23 DC: €28,600.

Our value for a Ryds 23 DC of that year: €29,700.

The Ryds 23 DC is offered about 4% below our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 10 boats of the Ryds 23 DC we found for sale most recently.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Ryds 23 DC.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Ryds 23 DC?

Yes, the Ryds 23 DC is insurable with us.

What decides is not make and model but five figures: type of boat, year, value,

engine output and cruising area.

What does cover for a Ryds 23 DC cost?

It starts from €49 a year.

For a Ryds 23 DC at the usual market value of €30,000 the premium is €625 a year:

liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.

Hull cover accounts for €516, liability for €109.

Tariff as of 31.10.2026, your own boat may differ.

What your Ryds 23 DC costs exactly you can work out online in a few minutes,

and you need no contact details to do it.

My model is spelled slightly differently, does this page still apply?

Yes.

The Ryds 23 DC appears in papers and brochures under slightly different names.

Premium and cover go by the technical data, and you enter the name as it stands in your papers.

On a total loss, do I get the replacement value?

Yes, provided you have full cover: we pay the agreed value for the Ryds 23 DC,

in Premium without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service handles the cancellation of the existing contract for the Ryds 23 DC free of

charge; you pay from the end date and keep the switching discount for good.

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Bollard with a mooring line made fast on a jetty, a lake in summer behind

Ryds 23 DC insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A couple laughs on the bow of a small motorboat on a forest lake in the sunshine

Day off, on the water

Feet in the water, head in the clouds.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77