Ryds 478 GT insurance: calculate your premium
Model page, insured as a motorboat
For us the Ryds 478 GT (four hundred seventy-eight) is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Ryds
- Type of boat
- motorboat
- Length overall
- 4.78 m
- Built
- 2000 to 2014
Length from our boat catalogue for the 2000–2014 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€328 a year
or €27 a month if paid monthly
Liability and hull · boat value €9,000 (market value) · built 2009 · 110 hp assumed · inland waters
Finance, example
€82 a month
Purchase price €9,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Ryds 478 GT: cover, cost and conditions
The premium for the Ryds 478 GT (four hundred seventy-eight) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Ryds 478 GT (four hundred seventy-eight) starts from €49 a year. For a Ryds 478 GT at the usual market value of €9,000 the premium is €328 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €219, liability for €109. Tariff as of 31.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Ryds 478 GT (four hundred seventy-eight) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Ryds 478 GT, number four hundred seventy-eight.
What is a used Ryds 478 GT worth?
A used Ryds 478 GT built between 2003 and 2011 in average condition is typically worth between
€7,100 and €10,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2011 | €8,500 to €10,900 | €9,700 |
| 2010 | €8,200 to €10,400 | €9,300 |
| 2009 | €8,000 to €10,200 | €9,100 |
| 2008 | €7,700 to €9,800 | €8,700 |
| 2007 | €7,600 to €9,600 | €8,600 |
| 2006 | €7,400 to €9,400 | €8,400 |
| 2005 | €7,300 to €9,300 | €8,300 |
| 2004 | €7,200 to €9,200 | €8,200 |
| 2003 | €7,100 to €9,100 | €8,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Ryds 478 GT;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Ryds 478 GT.
Market today
For sale in October 2026
7
Typical asking price, 2007 boat
€7,500
Our value, 2007 boat
€8,600
Asking prices against our value
−13%
In October 2026 we found 7 boats of the Ryds 478 GT for sale.
Typical asking price for a 2007 Ryds 478 GT: €7,500.
Our value for a Ryds 478 GT of that year: €8,600.
The Ryds 478 GT is offered about 13% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 7 boats of the Ryds 478 GT we found for sale most recently.
2010
Sweden
2009
Sweden
2007
4.88 m, Sweden
2006
4.57 m, Sweden
2005
4.88 m, Sweden
2005
Sweden
2004
4.88 m, Sweden
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Ryds 478 GT?
Yes.
We accept a Ryds 478 GT (four hundred seventy-eight) like any other boat: type of boat, year,
value, engine output and cruising area decide, not the builder.
What does cover for a Ryds 478 GT cost?
Cover for the Ryds 478 GT (four hundred seventy-eight) starts from €49 a year.
For a Ryds 478 GT at the usual market value of €9,000 the premium is €328 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €219, liability for €109.
Tariff as of 31.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Ryds 478 GT (four hundred seventy-eight) is called often depends on the year and
the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Ryds 478 GT (four hundred seventy-eight) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Ryds 478 GT (four hundred seventy-eight) through the
switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Ryds 478 GT insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
