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Ryds 480 RSI insurance: calculate your premium

Model page, insured as a motorboat

We insure the Ryds 480 RSI as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make
Ryds
Type of boat
motorboat
Length overall
4.75 m
Built
1997 to 2013

Length from our boat catalogue for the 1997–2013 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€328 a year

or €27 a month if paid monthly

Liability and hull · boat value €6,000 (market value) · built 2004 · 110 hp assumed · inland waters

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Finance, example

€55 a month

Purchase price €6,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 4.75 m against a metre scale, to scale. Built 1997 to 2013.

Ryds 480 RSI: cover, cost and conditions

Ryds 480 RSI: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the Ryds 480 RSI: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.

What does cover for a Ryds 480 RSI cost? The premium starts from €49 a year. For a Ryds 480 RSI at the usual market value of €6,000 the premium is €328 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €219, liability for €109. Tariff as of 31.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Ryds 480 RSI with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Not to be mixed up with its sisters: this is the Ryds 480 RSI, number four hundred eighty.

What is a used Ryds 480 RSI worth?

A used Ryds 480 RSI built between 2000 and 2010 in average condition is typically worth between

€4,000 and €7,100 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2010€5,500 to €6,900€6,200
2007€5,600 to €7,100€6,300
2006€5,500 to €7,000€6,200
2005€5,400 to €6,900€6,100
2004€5,300 to €6,700€6,000
2003€4,500 to €5,700€5,100
2002€4,500 to €5,700€5,100
2001€4,900 to €6,300€5,600
2000€4,000 to €5,100€4,600

With agreed-value cover, the agreed sum counts after a total loss of your Ryds 480 RSI;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 3% off the value of a Ryds 480 RSI.

Market today

For sale in October 2026

4

Typical asking price, 2004 boat

€4,600

Our value, 2004 boat

€6,000

Asking prices against our value

−23%

In October 2026 we found 4 boats of the Ryds 480 RSI for sale.

Typical asking price for a 2004 Ryds 480 RSI: €4,600.

Our value for a Ryds 480 RSI of that year: €6,000.

The Ryds 480 RSI is offered about 23% below our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 4 boats of the Ryds 480 RSI we found for sale most recently.

Take care with prices far below the market: fraud does occur.

Never pay in advance, see the boat in person and check papers and ownership.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Ryds 480 RSI.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Ryds 480 RSI?

Yes.

Neither the make nor the model decides whether the Ryds 480 RSI is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Ryds 480 RSI cost?

Cover starts from €49 a year.

For a Ryds 480 RSI at the usual market value of €6,000 the premium is €328 a year:

liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.

Hull cover accounts for €219, liability for €109.

Tariff as of 31.10.2026, your own boat may differ.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Ryds 480 RSI vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Ryds 480 RSI is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Ryds 480 RSI free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

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All models by Ryds

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Ryds 480 RSI insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A couple laughs on the bow of a small motorboat on a forest lake in the sunshine

Day off, on the water

Feet in the water, head in the clouds.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77