Ryds 488 Sport insurance: calculate your premium
Model page, insured as a motorboat
We insure the Ryds 488 Sport as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Ryds
- Type of boat
- motorboat
- Length overall
- 4.88 m
- Built
- 2012 to 2022
Length from our boat catalogue for the 2012–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€360 a year
or €32 a month if paid monthly
Liability and hull · boat value €15,000 (market value) · built 2018 · 110 hp assumed · inland waters
Finance, example
€137 a month
Purchase price €15,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Ryds 488 Sport: cover, cost and conditions
Ryds 488 Sport: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Ryds 488 Sport: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Ryds 488 Sport cost? The premium starts from €49 a year. For a Ryds 488 Sport at the usual market value of €15,000 the premium is €360 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €251, liability for €109. Tariff as of 31.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Ryds 488 Sport with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Ryds 488 Sport, number four hundred eighty-eight.
What is a used Ryds 488 Sport worth?
A used Ryds 488 Sport built between 2015 and 2021 in average condition is typically worth between
€11,400 and €19,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2021 | €15,200 to €19,400 | €17,300 |
| 2020 | €14,100 to €17,900 | €16,000 |
| 2019 | €14,200 to €18,100 | €16,100 |
| 2018 | €13,400 to €17,100 | €15,200 |
| 2017 | €12,200 to €15,500 | €13,800 |
| 2016 | €11,600 to €14,800 | €13,200 |
| 2015 | €11,400 to €14,500 | €12,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Ryds 488 Sport;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Ryds 488 Sport.
Market today
For sale in October 2026
4
Typical asking price, 2018 boat
€16,300
Our value, 2018 boat
€15,200
Asking prices against our value
+7%
In October 2026 we found 4 boats of the Ryds 488 Sport for sale.
Typical asking price for a 2018 Ryds 488 Sport: €16,300.
Our value for a Ryds 488 Sport of that year: €15,200.
Asking prices for the Ryds 488 Sport are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Ryds 488 Sport we found for sale most recently.
2019
Denmark
2019
Denmark
2016
Denmark
2016
Denmark
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Ryds 488 Sport?
Yes.
Neither the make nor the model decides whether the Ryds 488 Sport is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Ryds 488 Sport cost?
Cover starts from €49 a year.
For a Ryds 488 Sport at the usual market value of €15,000 the premium is €360 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €251, liability for €109.
Tariff as of 31.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Ryds 488 Sport vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Ryds 488 Sport is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Ryds 488 Sport free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Ryds 488 Sport insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
