Ryds 520 GTX insurance: calculate your premium
Model page, insured as a motorboat
We insure the Ryds 520 GTX as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Ryds
- Type of boat
- motorboat
- Length overall
- 5.20 m
- Built
- 2002 to 2012
Length from our boat catalogue for the 2002–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€330 a year
or €29 a month if paid monthly
Liability and hull · boat value €12,000 (market value) · built 2008 · 110 hp assumed · inland waters
Finance, example
€110 a month
Purchase price €12,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Ryds 520 GTX: cover, cost and conditions
Ryds 520 GTX: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Ryds 520 GTX: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Ryds 520 GTX cost? The premium starts from €49 a year. For a Ryds 520 GTX at the usual market value of €12,000 the premium is €330 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €221, liability for €109. Tariff as of 31.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Ryds 520 GTX with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Ryds 520 GTX worth?
A used Ryds 520 GTX built between 2005 and 2009 in average condition is typically worth between
€10,000 and €13,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €10,800 to €13,800 | €12,300 |
| 2008 | €10,500 to €13,300 | €11,900 |
| 2007 | €10,200 to €13,000 | €11,600 |
| 2006 | €10,000 to €12,700 | €11,300 |
| 2005 | €10,000 to €12,700 | €11,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Ryds 520 GTX;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Ryds 520 GTX.
Market today
For sale in October 2026
3
Typical asking price, 2007 boat
€10,200
Our value, 2007 boat
€11,600
Asking prices against our value
−12%
In October 2026 we found 3 boats of the Ryds 520 GTX for sale.
Typical asking price for a 2007 Ryds 520 GTX: €10,200.
Our value for a Ryds 520 GTX of that year: €11,600.
The Ryds 520 GTX is offered about 12% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Ryds 520 GTX we found for sale most recently.
2008
5.18 m, Sweden
2007
5.18 m, Sweden
2005
5.18 m, Sweden
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Ryds 520 GTX?
Yes.
Neither the make nor the model decides whether the Ryds 520 GTX is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Ryds 520 GTX cost?
Cover starts from €49 a year.
For a Ryds 520 GTX at the usual market value of €12,000 the premium is €330 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €221, liability for €109.
Tariff as of 31.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Ryds 520 GTX vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Ryds 520 GTX is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Ryds 520 GTX free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Ryds 520 GTX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
