Terhi Sunny insurance: calculate your premium
Model page, insured as a motorboat
We insure the Terhi Sunny as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Terhi
- Type of boat
- motorboat
- Length overall
- 3.10 m
- Built
- since 2012
Length from our boat catalogue for the 2012–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€328 a year
or €27 a month if paid monthly
Liability and hull · boat value €2,000 (market value) · built 2018 · 110 hp assumed · inland waters
Finance, example
€18 a month
Purchase price €2,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Terhi Sunny: cover, cost and conditions
Terhi Sunny: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Terhi Sunny: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Terhi Sunny cost? The premium starts from €49 a year. For a Terhi Sunny at the usual market value of €2,000 the premium is €328 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €219, liability for €109. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Terhi Sunny with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Terhi Sunny worth?
A used Terhi Sunny built between 2015 and 2026 in average condition is typically worth between
€1,400 and €5,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2026 | €1,400 to €1,800 | €1,600 |
| 2024 | €2,800 to €3,600 | €3,200 |
| 2023 | €4,500 to €5,700 | €5,100 |
| 2019 | €2,400 to €3,000 | €2,700 |
| 2018 | €2,000 to €2,600 | €2,300 |
| 2017 | €2,000 to €2,600 | €2,300 |
| 2016 | €2,000 to €2,600 | €2,300 |
| 2015 | €2,100 to €2,700 | €2,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Terhi Sunny;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in November 2026
4
Typical asking price, 2018 boat
€1,100
Our value, 2018 boat
€2,300
Asking prices against our value
−52%
In November 2026 we found 4 boats of the Terhi Sunny for sale.
Typical asking price for a 2018 Terhi Sunny: €1,100.
Our value for a Terhi Sunny of that year: €2,300.
The Terhi Sunny is offered about 52% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 7 boats of the Terhi Sunny we found for sale most recently.
2026
Sweden
2026
Sweden
2026
3.10 m, Germany
2024
Sweden
2019
3.10 m, Switzerland
2022
Germany
year newer than our values
2013
3.00 m, Austria
year newer than our values
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Terhi Sunny?
Yes.
Neither the make nor the model decides whether the Terhi Sunny is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Terhi Sunny cost?
Cover starts from €49 a year.
For a Terhi Sunny at the usual market value of €2,000 the premium is €328 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €219, liability for €109.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Terhi Sunny vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Terhi Sunny is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Terhi Sunny free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Terhi Sunny insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
