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Contractors all risks insurance in Germany (Bauleistungsversicherung) in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 63 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff All risks Existing structures Theft installed Flood Gross negligence Deductible
ALTE LEIPZIGERABN BauherrTake out not addressed yes not addressed not addressed not addressed not addressed
ALTE LEIPZIGERABU UnternehmerTake out yes yes no yes no yes
BarmeniaGothaerBarmeniaTake out yes yes, up to EUR 50,000 yes yes no yes
BGVBaupoliceTake out yes no yes yes no EUR 250
Dialogdurch AuftraggeberTake out yes yes yes yes no yes
Dialogfür UnternehmerleistungenTake out yes yes no yes no yes
GEVBauleistungsversicherung (ABN 2008)Take out yes yes yes yes no yes
GEVBauleistungsversicherung (AVB BL 2026)Take out yes yes yes yes no yes
InterlloydBauleistungs- und ClassicTake out yes yes yes no no yes
InterlloydBauleistungs- und ProtectTake out yes yes yes no no yes
InterlloydBauleistungs- und Protect PlusTake out yes yes yes no yes, up to EUR 50,000 yes
InterRiskXXLTake out yes not addressed yes yes yes not addressed
LVMdurch AuftraggeberTake out yes yes yes yes no yes
LVMvon UnternehmerleistungenTake out yes yes no yes no yes
R+VBauschutzPoliceTake out yes yes yes no no yes
VHVBauleistungsversicherung (ABBL 2018)Take out yes no yes no no yes
WGVBauleistungsversicherung (mit Bauherren-Haftpflicht)Take out yes no yes yes no EUR 250
ZurichBauleistungsversicherung (ABN 2011)Take out yes yes yes yes no yes

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 63 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • AXA
  • Gothaer
  • HDI
  • Helvetia
  • Waldenburger
  • Württembergische

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

JSON CSV (Excel)

Updated