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Cargo and transport insurance in Germany in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 66 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff All risks Own vehicles Break-in Night clause Exhibitions Deductible
ALTE LEIPZIGERVerkehrshaftungTake out not addressed yes not addressed not addressed not addressed not addressed
ALTE LEIPZIGERWerkverkehrTake out no yes yes yes not addressed not addressed
ALTE LEIPZIGERTransportgefahren ClassicTake out no yes yes yes not addressed not addressed
ALTE LEIPZIGERTransportgefahren ComfortTake out no yes yes yes not addressed not addressed
LVMTransportversicherung (Autoinhalt, Güter, Ausstellung, Frachtführer, Spedition)Take out yes yes yes yes yes none
MannheimerAusstellungsversicherungTake out yes not addressed not addressed not addressed yes not addressed
MannheimerVerkehrshaftung Frachtführer und SpediteureTake out yes not addressed not addressed yes not addressed EUR 125
MannheimerWarentransportversicherung (DTV-Güter)Take out not addressed not addressed not addressed not addressed no not addressed
R+VAgrarPolice TransportversicherungenTake out yes yes yes yes yes yes
R+VUnternehmensPolice TransportversicherungenTake out yes yes yes yes yes yes

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 66 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • AXA
  • Gothaer
  • Helvetia
  • KRAVAG
  • NÜRNBERGER
  • Zurich

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated