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Group accident insurance for employees in Germany in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 64 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff 24h or work only Progression Hand Infections Daily allowance Death
AllianzGruppen-Unfallversicherung (AUB 2014 G, Altfassung)Take out yes yes yes yes yes yes
ALTE LEIPZIGERFirmen XXLTake out yes yes yes yes yes yes
ALTE LEIPZIGERVereine XLTake out yes yes yes yes yes yes
BGVGewerblicheTake out yes yes yes yes yes yes
BGVVereinsTake out yes yes yes yes yes yes
HelvetiaBasisschutzTake out yes yes yes yes not addressed yes
HelvetiaBausteineTake out yes yes yes yes yes yes
HelvetiaKomfortschutzTake out yes yes yes yes yes yes
HelvetiaKompaktschutzTake out yes yes yes yes yes yes
R+VGruppen-UnfallversicherungTake out not addressed not addressed not addressed not addressed not addressed not addressed
SV SparkassenVersicherungSV für VeranstalterTake out not addressed not addressed not addressed not addressed yes yes
ZurichGruppen-UnfallversicherungTake out yes yes yes yes yes yes
ZurichSonderkonzept Vereine/VerbändeTake out yes yes yes yes yes yes

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 64 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • AXA
  • BarmeniaGothaer
  • ERGO
  • Gothaer
  • HDI
  • NÜRNBERGER
  • VHV
  • Württembergische
  • WWK

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated