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Machinery breakdown insurance in Germany in Germany: every tariff, every wording

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  1. AI has advised
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Key points side by side

Open a tariff for all 70 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff All risks Operating error Mobile machines Theft Business interruption Deductible
ALTE LEIPZIGERstationärerTake out yes yes not addressed no no yes
INTERfahrbare oder transportable Geräte PREMIUMTake out not addressed not addressed yes yes not addressed yes
INTERstationäre PREMIUMTake out not addressed not addressed not addressed yes, up to EUR 10,000 not addressed not addressed
LVMFahrbarTake out yes yes yes yes no yes
LVMStationaerTake out yes yes not addressed yes no yes
MannheimerstationäreTake out not addressed not addressed not addressed no not addressed yes
R+VFirmenkunden fahrbare GeräteTake out yes yes yes yes no yes
R+VFirmenkunden stationärTake out yes yes not addressed no no yes
R+VUnternehmensPolice fahrbare GeräteTake out yes yes yes yes no yes
R+VUnternehmensPolice stationärTake out yes yes not addressed yes yes yes
VHVBaugeräteversicherungTake out no not addressed yes yes no yes

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 70 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • AXA
  • Gothaer
  • HDI
  • Helvetia
  • Württembergische
  • Zurich

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated